Osceola County property record for 1392 Shipwreck Ln, Saint Cloud, FL 34771 · Last verified April 2026
| Property Type | Residential > Prefabricated > Mobile Home |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2003 |
| Square Footage | 232 sqft Living Area |
| Lot Size | 3,179 sqft (0.073 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $100 (2016) |
| Tax Bill | $413.00 (2024) |
| Primary APN | 34-25-31-4987-0001-0343 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 232 sqft Living Area |
| 1st Floor | 232 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Custom Design Style |
| Exterior Material | Aluminum Siding Exterior |
| Roof Construction | Flat Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 3,179 sqft (0.073 acres) |
| Shed | 1 Shed |
| Shed Area | 48 sqft Shed |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1392 SHIPWRECK LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7445 |
| Property Usage | Residential Property Usage |
| Type | Residential > Prefabricated > Mobile Home |
| Legal Description | SHELTER COVE RESORT COND CB 1 PG 20 LOT 343 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 34 |
| Legal Subdivision | SHELTER COVE |
| Legal Tract | 4987 |
| Legal Block | 343 |
| Legal Lot Number | 343 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 3 |
| Census Block | 3037 |
| Census Tract | 43700 |
Source: Osceola County records · APN 34-25-31-4987-0001-0343
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1392 SHIPWRECK LN, SAINT CLOUD, FL 34771-7445 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 05, 2020 | Deed of Trust, Mortgage CENTERSTATE BANK NA |
| Oct 15, 2018 | Warranty Deed, Transfer · Conventional Mortgage WILLIS DONALD P TRUST (RT) |
| Jan 03, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 01, 2016 · Amount on Record |
| Deed Sale | Dec 01, 2016 · Amount on Record |
| Prior Sale | Jan 11, 2016 · Amount on Record |
| Deed Book / Page | 5078 / 2771 |
| Last Transfer Date | Dec 28, 2016 |
| Transfer Doc | 0050782771 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1392 SHIPWRECK LN, SAINT CLOUD, FL 34771-7445 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1392 SHIPWRECK LN, SAINT CLOUD, FL 34771-7445 |
| Document Number | 0058272400 |
|---|---|
| Date | Nov 05, 2020 |
| Book Page | 5827/2400 |
| Instrument | 2020151303 |
| Name | CENTERSTATE BANK NA |
|---|---|
| Type | Bank |
| Address | LEESBURG, FL 34748 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Nov 15, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 15, 2018 |
| Property Address | 1392 SHIPWRECK LN, SAINT CLOUD, FL 34771-7445 |
| Document Number | 0054171378 |
| Book / Page | 005417 / 001378 |
| Instrument Date | Oct 11, 2018 |
| Instrument | 154128 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $273.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1886 NEPTUNE RD KISSIMMEE FL 347444939, KISSIMMEE, FL 34744-4939 |
| Document Number | 54171380 |
|---|---|
| Date | Oct 15, 2018 |
| Book Page | 005417/001380 |
| Instrument | 154129 |
| Name | WILLIS DONALD P TRUST (RT) |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 03, 2017 |
| Property Address | 1392 SHIPWRECK LN, SAINT CLOUD, FL 34771-7445 |
| Document Number | 0050782771 |
| Book / Page | 005078 / 002771 |
| Instrument Date | Dec 28, 2016 |
| Instrument | 358 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 11323 193RD AVE NW ELK RIVER MN 553301247, ELK RIVER, MN 55330-1247 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $491.00 (+18.89%) Homeowner's exemption Senior Citizen's exemption | $50,107 (+5.99%) | $69,800 (+22.03%) Land $50,000 Building $19,800 |
| 2024 | $413.00 (+1.47%) | ||
| 2023 | $407.00 (-21.28%) Homeowner's exemption Senior Citizen's exemption | $47,277 (+3%) | $57,200 (+24.62%) Land $35,000 Building $22,200 |
| 2022 | $517.00 Homeowner's exemption | $45,900 Land $35,000 Building $10,900 | $45,900 Land $35,000 Building $10,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 66.0 ft |
| Wildfire Risk | High above 79% of the US · above 68% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 249 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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