1388 Shipwreck Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1388 Shipwreck Ln, Saint Cloud, FL 34771 · Last verified July 2026

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1990
Square Footage	660 sqft Living Area
Lot Size	3,267 sqft (0.075 acres)
Occupancy	Owner Occupied
Last Sale	$20,000 (2019)
Tax Bill	$1,233.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`34-25-31-4987-0001-0341`
Alternative APNs	`253134498700010341` `93484`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	660 sqft Living Area
1st Floor	660 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Custom Design Style
Exterior Material	Aluminum Siding Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	3,267 sqft (0.075 acres)
Shed	1 Shed
Shed Area	100 sqft Shed
Deck Area	64 sqft Deck

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	1388 SHIPWRECK LN
City	SAINT CLOUD
State	FL
Zip	34771-7445
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Mobile Home
Legal Description	SHELTER COVE RESORT COND CB 1 PG 20 LOT 341
Legal Range	31E
Legal Township	25S
Legal Section	34
Legal Subdivision	SHELTER COVE
Legal Tract	4987
Legal Block	341
Legal Lot Number	341
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	3
Census Block	3037
Census Tract	43700

Owner

Source: Osceola County records · APN 34-25-31-4987-0001-0341

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1388 SHIPWRECK LN, SAINT CLOUD, FL 34771-7445
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 27, 2019 · Amount on Record
Deed Sale	Jun 27, 2019 · Amount on Record
Prior Sale	Jan 09, 2015
Deed Doc Number	201983099
Deed Book / Page	5548 / 884
Prior Transfer Date	Jun 26, 2019
Prior Transfer Doc	0055480884
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$778.00 (-36.9%) Homeowner's exemption Senior Citizen's exemption	$86,600 (+13.8%) Land $50,000 Building $36,600	$86,600 (+13.8%) Land $50,000 Building $36,600
2024	$1,233.00 (+5.47%)
2023	$1,169.00 (+18.8%)	$76,100 (+40.15%) Land $35,000 Building $41,100	$76,100 (+40.15%) Land $35,000 Building $41,100
2022	$984.00	$54,300 Land $35,000 Building $19,300	$54,300 Land $35,000 Building $19,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	66.0 ft

Wildfire

Wildfire Risk	High above 79% of the US · above 68% of Florida
Wildfire Likelihood	About 1 in 249 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.