Bergen County and Lodi Borough property record for 137 Prospect St, Lodi, NJ 07644 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1954 |
| Square Footage | 1,606 sqft Living Area |
| Lot Size | 5,001 sqft (0.115 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $540,000 (2021) |
| Tax Bill | $10,139.00 (2025) |
| Primary APN | 31-00038-0000-00021 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,606 sqft Living Area |
|---|---|
| 1st Floor | 1,606 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Construction Type | Frame Construction |
| Lot Area | 5,001 sqft (0.115 acres) |
| Depth X Width | 100 ft x 50 ft Depth x Width |
| Account Number | 077900 |
|---|---|
| Street Address | 137 PROSPECT ST |
| City | LODI |
| State | NJ |
| Zip | 07644-2953 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 50X100 |
| Legal Block | 38 |
| Legal Lot Number | 21 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | LODI |
| Census Blockgroup | 4 |
| Census Block | 4007 |
| Census Tract | 30300 |
Source: Bergen County and Lodi Borough records · APN 31-00038-0000-00021
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 137 PROSPECT ST, LODI, NJ 07644-2953 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 17, 2021 · Amount on Record |
| Deed Sale | Nov 17, 2021 · Amount on Record |
| Deed Doc Number | 2021171124 |
| Deed Book / Page | 4461 / 1285 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 17, 2021 |
| Property Address | 137 PROSPECT ST, LODI, NJ 07644-2953 |
| Document Number | 0044611285 |
| Book / Page | 4461 / 1285 |
| Instrument Date | Oct 18, 2021 |
| Instrument | 2021171124 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | CARNEGIE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,097.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9 WILLOW WOOD CT, 9, EAST RUTHERFORD, NJ 07073-1229 |
| Name | Verified Name |
|---|---|
| Address | 137 PROSPECT ST, LODI, NJ 07644-2953 |
| Document Number | 2021171125 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 2021171125 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
Source: Bergen County and Lodi Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $286,400 (-) Land $160,000 Building $126,400 | $286,400 (-) Land $160,000 Building $126,400 | |
| 2025 | $10,139.00 (+5.61%) | $286,400 (-) Land $160,000 Building $126,400 | $286,400 (-) Land $160,000 Building $126,400 |
| 2024 | $9,600.00 (+2.7%) | ||
| 2023 | $286,400 Land $160,000 Building $126,400 | $286,400 Land $160,000 Building $126,400 | |
| 2022 | $9,348.00 |
137 Prospect St is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Bergen County (34003C), updated December 8, 2024
| FEMA Flood Zone | Zone X minimal flood hazard (unshaded X) |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.
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