Bergen County and Lodi Borough property record for 125 Prospect St, Lodi, NJ 07644 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1928 |
| Square Footage | 2,664 sqft Living Area |
| Lot Size | 5,001 sqft (0.115 acres) |
| Garage | Detached |
| Occupancy | Owner Occupied |
| Last Sale | $355,000 (2009) |
| Tax Bill | $13,548.00 (2025) |
| Primary APN | 31-00039-0000-00008 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,664 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Lot Area | 5,001 sqft (0.115 acres) |
| Depth X Width | 100 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Account Number | 078400 |
|---|---|
| Street Address | 125 PROSPECT ST |
| City | LODI |
| State | NJ |
| Zip | 07644-2938 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 50X100 |
| Legal Block | 39 |
| Legal Lot Number | 8 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | LODI |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 30401 |
Source: Bergen County and Lodi Borough records · APN 31-00039-0000-00008
Assessment roll updated June 29, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 125 PROSPECT ST, LODI, NJ 07644-2938 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 15, 2009 · Amount on Record |
| Deed Sale | May 15, 2009 · Amount on Record |
| Prior Sale | Jan 23, 2008 |
| Deed Doc Number | 20091112123 |
| Deed Book / Page | 111 / 2123 |
| Last Transfer Date | Nov 05, 2020 |
| Transfer Doc | 0042951453 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 27, 2021 |
| Property Address | 125 PROSPECT ST, LODI, NJ 07644-2938 |
| Document Number | 0042951453 |
| Book / Page | 4295 / 1453 |
| Instrument Date | Nov 05, 2020 |
| Instrument | 2021120215 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2021 |
| Title Company | FAIRWAY TITLE AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 125 PROSPECT ST, LODI, NJ 07644-2938 |
| Document Number | 2021120216 |
|---|---|
| Date | Jul 27, 2021 |
| Instrument | 2021120216 |
| Name | BOND STREET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 173 Months |
| Due | Dec 01, 2035 |
Source: Bergen County and Lodi Borough records · Assessment roll updated June 29, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $382,700 (-) Land $160,000 Building $222,700 | $382,700 (-) Land $160,000 Building $222,700 | |
| 2025 | $13,548.00 (+5.61%) | $382,700 (-) Land $160,000 Building $222,700 | $382,700 (-) Land $160,000 Building $222,700 |
| 2024 | $12,828.00 (+2.7%) | ||
| 2023 | $382,700 Land $160,000 Building $222,700 | $382,700 Land $160,000 Building $222,700 | |
| 2022 | $12,491.00 |
125 Prospect St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Bergen County (34003C), updated December 8, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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