Bergen County and Lodi Borough property record for 149 Prospect St, Lodi, NJ 07644 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1910 |
| Square Footage | 1,728 sqft Living Area |
| Lot Size | 3,920 sqft (0.09 acres) |
| Tax Bill | $10,723.00 (2025) |
| Primary APN | 31-00040-0000-00045 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,728 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Construction Type | Frame Construction |
| Lot Area | 3,920 sqft (0.09 acres) |
| Account Number | 082000 |
|---|---|
| Street Address | 149 PROSPECT ST |
| City | LODI |
| State | NJ |
| Zip | 07644-2931 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | .09AC |
| Legal Block | 40 |
| Legal Lot Number | 45 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | LODI |
| Census Blockgroup | 4 |
| Census Block | 4008 |
| Census Tract | 30300 |
Source: Bergen County and Lodi Borough records · APN 31-00040-0000-00045
Assessment roll updated June 29, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 149 PROSPECT ST, LODI, NJ 07644-2931 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Aug 23, 2021 | Intrafamily Transfer, Transfer · Federal Housing Administration (FHA) Mortgage HOME POINT FINANCIAL CORPORATION |
| Jan 23, 2020 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage FIRST ALLIANCE HOME |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 23, 2021 |
| Deed Sale | Aug 23, 2021 |
| Prior Sale | Jan 23, 2020 · Amount on Record |
| Deed Doc Number | 2021134528 |
| Deed Book / Page | 4341 / 1083 |
| Prior Transfer Date | Oct 09, 2020 |
| Prior Transfer Doc | 0043411083 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 23, 2021 |
| Property Address | 149 PROSPECT ST, LODI, NJ 07644-2931 |
| Document Number | 0043411083 |
| Book / Page | 4341 / 1083 |
| Instrument Date | Oct 09, 2020 |
| Instrument | 2021134528 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | MORTGAGE CONNECT LP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 149 PROSPECT ST, LODI, NJ 07644-2931 |
| Document Number | 2021134529 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 2021134529 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 23, 2020 |
| Property Address | 149 PROSPECT ST, LODI, NJ 07644-2931 |
| Document Number | 0034710845 |
| Book / Page | 3471 / 845 |
| Instrument Date | Dec 20, 2019 |
| Instrument | 2020006539 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 149 PROSPECT ST, LODI, NJ 07644-2931 |
| Document Number | 2020006540 |
|---|---|
| Date | Jan 23, 2020 |
| Instrument | 2020006540 |
| Name | FIRST ALLIANCE HOME |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Bergen County and Lodi Borough records · Assessment roll updated June 29, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $302,900 (-) Land $152,400 Building $150,500 | $302,900 (-) Land $152,400 Building $150,500 | |
| 2025 | $10,723.00 (+5.61%) | $302,900 (+0.23%) Land $152,400 Building $150,500 | $302,900 (+0.23%) Land $152,400 Building $150,500 |
| 2024 | $10,153.00 (+8.31%) | ||
| 2023 | $302,200 Land $152,400 Building $149,800 | $302,200 Land $152,400 Building $149,800 | |
| 2022 | $9,374.00 |
149 Prospect St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Bergen County (34003C), updated December 8, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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