127 Prospect St, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 127 Prospect St, Lodi, NJ 07644 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1956
Square Footage	1,216 sqft Living Area
Lot Size	5,602 sqft (0.129 acres)
Occupancy	Owner Occupied
Tax Bill	$11,671.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`31-00039-0000-00010`
Alternative APNs	`310003900010` `078500`

Interior

Building Area	1,216 sqft Living Area
1st Floor	1,216 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Frame Construction
Lot Area	5,602 sqft (0.129 acres)
Depth X Width	112 ft x 50 ft Depth x Width

Location & Zoning

Account Number	078500
Street Address	127 PROSPECT ST
City	LODI
State	NJ
Zip	07644-2938
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	50X112
Legal Subdivision	HASBROUCK TERRACE
Legal Block	39
Legal Lot Number	10
Jurisdiction	BERGEN NJ
Minor Civil Division	LODI
Census Blockgroup	1
Census Block	1000
Census Tract	30401

Owner

Source: Bergen County and Lodi Borough records · APN 31-00039-0000-00010

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	127 PROSPECT ST, LODI, NJ 07644-2938
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	127 PROSPECT ST, LODI, NJ 07644-2938
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039141953
Date	Jan 15, 2021
Book Page	3914/1953
Instrument	21-006614

Lender

Name	BOND STREET MORTGAGE LLC
Type	Mortgage Company
Address	PARAMUS, NJ 07652

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Dec 01, 2035

Tax Assessment & Valuation

Source: Bergen County and Lodi Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$329,700 (-) Land $164,400 Building $165,300	$329,700 (-) Land $164,400 Building $165,300
2025	$11,671.00 (+5.61%)	$329,700 (-) Land $164,400 Building $165,300	$329,700 (-) Land $164,400 Building $165,300
2024	$11,051.00 (+2.69%)
2023		$329,700 Land $164,400 Building $165,300	$329,700 Land $164,400 Building $165,300
2022	$10,761.00

Flood & Wildfire

127 Prospect St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Bergen County (34003C), updated December 8, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.