124 Prospect St, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 124 Prospect St, Lodi, NJ 07644 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1959
Square Footage	1,260 sqft Living Area
Lot Size	7,501 sqft (0.172 acres)
Occupancy	Owner Occupied
Last Sale	$639,000 (2022)
Tax Bill	$12,475.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`31-00038-0000-00001`
Alternative APNs	`310003800001` `076900`

Interior

Building Area	1,260 sqft Living Area
1st Floor	1,260 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Frame Construction
Lot Area	7,501 sqft (0.172 acres)
Depth X Width	75 ft x 100 ft Depth x Width

Location & Zoning

Account Number	076900
Street Address	124 PROSPECT ST
City	LODI
State	NJ
Zip	07644-2953
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	100X75
Legal Subdivision	HASBROUCK HEIGHTS
Legal Block	38
Legal Lot Number	1
Jurisdiction	BERGEN NJ
Minor Civil Division	LODI
Census Blockgroup	4
Census Block	4007
Census Tract	30300

Owner

Source: Bergen County and Lodi Borough records · APN 31-00038-0000-00001

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	124 PROSPECT ST, LODI, NJ 07644-2953
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 16, 2022 · Amount on Record
Deed Sale	Aug 16, 2022 · Amount on Record
Prior Sale	Jun 04, 2001 · Amount on Record
Deed Doc Number	202280917
Deed Book / Page	4774 / 937
Record Refreshed	Sep 20, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 16, 2022
Property Address	124 PROSPECT ST, LODI, NJ 07644-2953
Document Number	0047740937
Book / Page	4774 / 937
Instrument Date	Jun 24, 2022
Instrument	2022080917
Transaction Type	Transfer
Record Updated	Sep 12, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,598.40
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	170 ERIC DR, 170, PALM COAST, FL 32164-6293

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 PROSPECT ST, LODI, NJ 07644-2953

Mortgage

Document Number	2022080918
Date	Aug 16, 2022
Instrument	2022080918

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 01, 2052

Tax Assessment & Valuation

Source: Bergen County and Lodi Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$352,400 (-) Land $177,500 Building $174,900	$352,400 (-) Land $177,500 Building $174,900
2025	$12,475.00 (+5.61%)	$352,400 (-) Land $177,500 Building $174,900	$352,400 (-) Land $177,500 Building $174,900
2024	$11,812.00 (+2.7%)
2023		$352,400 Land $177,500 Building $174,900	$352,400 Land $177,500 Building $174,900
2022	$11,502.00

Flood & Wildfire

124 Prospect St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Bergen County (34003C), updated December 8, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.