151 Prospect St, Lodi, NJ 07644 Property Records

Bergen County property record for 151 Prospect St, Lodi, NJ 07644

Property Summary

Property TypeExempt (Full or Partial)
Details3,250 sqft · built 2007
Lot Size0.963 acres (41,953 sqft)
OwnerIndividual Name on Record
Last Sale$250,000 (May 2014)
Tax Bill$11,272 (2023)
Deeds & MortgagesDec 2023 Second Mortgage
May 2024 Mortgage
APN31-00040-0000-00046

Property Details

APN / Parcel Number

Primary APN31-00040-0000-00046
Alternative APN
  • 082100

Interior

Building Area3,250 sqft Living Area

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area41,953 sqft (0.963 acres)
Lot Dimensions461 ft deep x 91 ft wide

Location & Zoning

Account Number082100
Street Address151 PROSPECT ST, A
CityLODI
StateNJ
Zip07644-2931
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Legal DescriptionCOMMON ELEMENT
Legal Block40
Legal Lot Number46
JurisdictionBERGEN NJ
Township / Civil DivisionLODI
Census Block Group4
Census Block4008
Census Tract30300

Owner

Source: Bergen County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address151 PROSPECT ST, LODI, NJ 07644-2931
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ABSOLUTE HOME MORTGAGE CORP
May 15, 2024Deed of Trust, Mortgage · Conventional Mortgage
ABSOLUTE HOME MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 21, 2014 · Amount on Record
Deed SaleMay 21, 2014 · Amount on Record
Prior SaleJan 2, 2007 · Amount on Record
Deed Document Number201432423
Deed Book / Page1673 / 1041
Record UpdatedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address151 PROSPECT ST, LODI, NJ 07644-2931
Transaction TypeMortgage
Record UpdatedNov 7, 2025
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0051390298
DateDec 8, 2023
Book Page5139/298
Instrument2023078784
Lender
NameABSOLUTE HOME MORTGAGE CORP
TypeMortgage Company
AddressFAIRFIELD, NJ 07004
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2053

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address151 PROSPECT ST, LODI, NJ 07644-2931
Transaction TypeMortgage
Record UpdatedNov 7, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0052391272
DateMay 15, 2024
Book Page5239/1272
Instrument2024028949
Lender
NameABSOLUTE HOME MORTGAGE CORP
TypeMortgage Company
AddressFAIRFIELD, NJ 07004
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term6 Months
DueNov 1, 2024

Tax Assessment & Valuation

Source: Bergen County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County

Tax Bill & Assessment History

YearTax BillAssessed Market Value
2024$344,100 Land $87,100 Building $257,000
2023$11,272.00

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims30 (1978–2023)
Claims Outside the SFHA13 of 30
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 8 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 7 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Prospect St

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