13227 E Copper River Ln, Spokane, WA 99206 Property Records

Spokane County property record for 13227 E Copper River Ln, Spokane, WA 99206

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,072 sqft · built 2013
Lot Size	0.377 acres (16,437 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Feb 2015)
Tax Bill	$7,144 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45344.0631`

Property Details

APN / Parcel Number

Primary APN	`45344.0631`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,072 sqft Living Area
Gross Area	3,984 sqft
1st Floor Area	1,543 sqft
Basement Area	1,529 sqft
Finished Basement	1,529 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,437 sqft (0.377 acres)
Garage Type	Attached
Garage Area	912 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	103 sqft
Deck Area	228 sqft
Patio Area	103 sqft
Canopy	331 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	13227 E COPPER RIVER LN
City	SPOKANE
State	WA
Zip	99206-7063
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	34-25-43: ELK RIDGE HEIGHTS (AFN# 5523688) PTN OF L7, L8, L15 & L16 B2 OF SAID PLAT DAF: COM AT NW COR OF SAID L7; TH S684208E 18.24FT TO POB; TH S684208E 36.26FT; TH ALG A TANGENT CURVE TO THE RIGHT, W/ RADIUS OF 186.00FT, A CENT ANGLE OF 14*2851,
Legal Range	43
Legal Township	25
Legal Section	34
Legal Subdivision	ELK RIDGE HEIGHTS
Legal Block	2
Legal Lot Number	7
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	4
Census Block	4014
Census Tract	12402

Owner

Source: Spokane County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13227 E COPPER RIVER LN, SPOKANE, WA 99206-7063
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage GESA CU
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOFI LENDING CORP
Mar 3, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2015 · Amount on Record
Deed Sale	Feb 20, 2015 · Amount on Record
Prior Sale	Jan 30, 2014 · Amount on Record
Deed Document Number	20156374538
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	13227 E COPPER RIVER LN, SPOKANE, WA 99206-7063
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007199382
Date	Apr 18, 2022
Instrument	7199382

Lender

Name	GESA CU
Type	Credit Union
Address	RICHLAND, WA 99352

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 1, 2047

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	13227 E COPPER RIVER LN, SPOKANE, WA 99206-7063
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	TICOR CP, TICOR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007150842
Date	Nov 17, 2021
Instrument	7150842

Lender

Name	SOFI LENDING CORP
Type	Lending Institution
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Oct 1, 2041

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	13227 E COPPER RIVER LN, SPOKANE, WA 99206-7063
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006582833
Date	Mar 3, 2017
Instrument	6582833

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 5, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,144.00 (-0.04%)	$658,500 (-15.58%) Land $125,000 Building $533,500	$658,500 (-15.58%) Land $125,000 Building $533,500
2025	$7,147.00 (-3.89%)
2024		$780,000 (+42%) Land $89,500 Building $690,500	$780,000 (+42%) Land $89,500 Building $690,500
2023	$7,436.00 (+14.68%)	$549,300 Land $74,400 Building $474,900	$549,300 Land $74,400 Building $474,900
2022	$6,484.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 69% of Washington
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPO CO WATER DIST 3 SYS 1 serves 19,035 people · EPA ID WA5393351
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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