13223 E Copper River Ln, Spokane, WA 99206 Property Records

Spokane County property record for 13223 E Copper River Ln, Spokane, WA 99206

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,453 sqft · built 2014
Lot Size	0.341 acres (14,842 sqft)
Owner	2 Individual Names on File
Last Sale	$642,500 (Aug 2020)
Tax Bill	$7,624 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45344.0629`

Property Details

APN / Parcel Number

Primary APN	`45344.0629`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Building Area	3,453 sqft Living Area
Gross Area	4,352 sqft
1st Floor Area	1,753 sqft
Basement Area	1,753 sqft
Finished Basement	1,700 sqft
Unfinished Basement	53 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,842 sqft (0.341 acres)
Garage Type	Attached
Garage Area	846 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	175 sqft
Deck Area	210 sqft
Patio Area	175 sqft
Canopy	385 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	13223 E COPPER RIVER LN
City	SPOKANE
State	WA
Zip	99206-7063
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	34-25-43: ELK RIDGE HEIGHTS (AFN# 5523688) PTN OF L5, L6, L16 & L17 B2 OF SAID PLAT DAF: COM AT NW COR SAID L6; TH N684208W 28.35FT TO POB; TH S684208E 67.34FT; TH S251201W 211.49FT; TH N684208W 73.34FT; TH N26*4906E 211.98FT TO POB; SUBJ TO ROW,
Legal Subdivision	ELK RIDGE HEIGHTS
Legal Block	2
Legal Lot Number	6
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	4
Census Block	4014
Census Tract	12402

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	13223 E COPPER RIVER LN, SPOKANE, WA 99206-7063
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Dec 4, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Aug 10, 2020	Warranty Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2020 · Amount on File
Deed Sale	Aug 10, 2020 · Amount on File
Prior Sale	Oct 9, 2014 · Amount on File
Deed Document Number	20206953897
Prior Transfer Date	Sep 25, 2014
Prior Transfer Doc	0006337305
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	13223 E COPPER RIVER LN, SPOKANE, WA 99206-7063
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007141581
Date	Oct 25, 2021
Instrument	7141581

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	13223 E COPPER RIVER LN, SPOKANE, WA 99206-7063
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006766296
Date	Dec 4, 2018
Instrument	6766296

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 15, 2048

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 10, 2020
Property Address	13223 E COPPER RIVER LN, SPOKANE, WA 99206-7063
Document Number	0006953897
Map Reference	MB 33 PG 96-103
Instrument Date	Aug 7, 2020
Instrument	6953897
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	VISTA TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,541.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13223 E COPPER RIVER LN, SPOKANE, WA 99206-7063

Mortgage

Document Number	0006953898
Date	Aug 10, 2020
Instrument	6953898

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,624.00 (-0.47%)	$715,500 (-14.95%) Land $125,000 Building $590,500	$715,500 (-14.95%) Land $125,000 Building $590,500
2025	$7,660.00 (-4.42%)
2024		$841,300 (+42.35%) Land $89,500 Building $751,800	$841,300 (+42.35%) Land $89,500 Building $751,800
2023	$8,014.00 (+14.96%)	$591,000 Land $74,400 Building $516,600	$591,000 Land $74,400 Building $516,600
2022	$6,971.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 65% of Washington
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPO CO WATER DIST 3 SYS 1 serves 19,035 people · EPA ID WA5393351
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on E Copper River Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures