1321 James Rd, Blanchester, OH 45107 Property Records

Clinton County property record for 1321 James Rd, Blanchester, OH 45107

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,984 sqft · built 2020
Lot Size	6.5 acres (283,140 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,913 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`037566-7`

Property Details

APN / Parcel Number

Primary APN	`037566-7`
Alternative APN	`210-01-14-04-0002-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,984 sqft Living Area
Gross Area	3,968 sqft
1st Floor Area	1,984 sqft
Basement Area	1,984 sqft
Unfinished Basement	1,984 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Metal
Lot Area	283,140 sqft (6.5 acres)
Garage Type	Attached - Finished
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	210 sqft
Patio Area	610 sqft
Lean-To	960 sqft
Pole Barn	1,920 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic

Location & Zoning

Account Number	037566-7
Street Address	1321 JAMES RD
City	BLANCHESTER
State	OH
Zip	45107-8220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MS 2564 SPL/FR 210-01-14-04-0000-00(108.658 AC) 19 DUP RECOUP 2021 PD 2022
Jurisdiction	CLINTON OH
Township / Civil Division	MARION
Census Block Group	1
Census Block	1001
Census Tract	964900

Owner

Source: Clinton County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1321 JAMES RD, BLANCHESTER, OH 45107-8220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Deed of Trust, Mortgage · Line of Credit 1ST NATIONAL BANK
Jul 22, 2020	Deed of Trust, Mortgage NATIONAL BANK
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage 1ST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON OH
Property Address	1321 JAMES RD, BLANCHESTER, OH 45107-8220
Transaction Type	Mortgage
Record Updated	Apr 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1321 JAMES RD, BLANCHESTER, OH 45107-8220

Mortgage

Document Number	202300001451
Date	Apr 12, 2023
Instrument	2023-00001451

Lender

Name	1ST NATIONAL BANK
Type	Bank
Address	LEBANON, OH 45036

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON OH
Property Address	1321 JAMES RD, BLANCHESTER, OH 45107-8220
Transaction Type	Mortgage
Record Updated	Apr 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000003459
Date	Jul 22, 2020
Instrument	2020-00003459

Lender

Name	NATIONAL BANK
Type	Bank
Address	LEBANON, OH 45036

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jul 17, 2021

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON OH
Property Address	1321 JAMES RD, BLANCHESTER, OH 45107-8220
Transaction Type	Mortgage
Record Updated	Apr 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100001120
Date	Feb 26, 2021
Instrument	2021-00001120

Lender

Name	1ST NATIONAL BANK
Type	Bank
Address	MASON, OH 45040

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clinton County
County Subdivision	Marion Township
Unified School District	Blanchester Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,913.00 (-13.68%) Homeowner's exemption	$135,070 (-) Land $27,410 Building $107,660	$385,900 (-) Land $78,300 Building $307,600
2024	$4,533.00 (+3.78%) Homeowner's exemption	$135,070 (-) Land $27,410 Building $107,660	$385,900 (-) Land $78,300 Building $307,600
2023	$4,368.00 (+12.46%) Homeowner's exemption	$135,070 (+26.81%) Land $27,410 Building $107,660	$385,900 (+26.82%) Land $78,300 Building $307,600
2022	$3,884.00 Homeowner's exemption	$106,510 Land $12,620 Building $93,890
2020			$304,300 Land $36,050 Building $268,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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