1307 Duncan Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 1307 Duncan Ave, Cincinnati, OH 45208

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,843 sqft · built 1924
Lot Size0.114 acres (4,966 sqft)
OwnerIndividual Name on Record
Last Sale$374,000 (Jun 2019)
Tax Bill$9,147 (2025)
Deeds & MortgagesJun 2021 Line of Credit
Nov 2020 Loan Modification
+ 2 more
Flood ZoneZone X (minimal risk)
APN046-0002-0114-00

Property Details

APN / Parcel Number

Primary APN046-0002-0114-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,843 sqft Living Area
1st Floor Area1,130 sqft
2nd Floor Area713 sqft
Basement Area696 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1924
Architectural StyleConventional
Exterior MaterialStucco
Lot Area4,966 sqft (0.114 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeBasement
Garage Area200 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area128 sqft
Patio Area196 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1307 DUNCAN AVE
CityCINCINNATI
StateOH
Zip45208-2822
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1307 DUNCAN AVE 50 X 100 PT LOT 5 JOHN MORTONS ESTSUB
Legal SubdivisionJOHN MORTONS ESTATE SUB
Legal Lot Number5
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group2
Census Block2001
Census Tract4900

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1307 DUNCAN AVE, CINCINNATI, OH 45208-2822
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2021Deed of Trust, Mortgage · Line of Credit
FIRST FINANCIAL BANK
Nov 12, 2020Loan Modification, Mortgage · Conventional Mortgage
UNION SVGS
Oct 28, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNION SVGS
Jun 12, 2019Warranty Deed, Transfer · Conventional Mortgage
UNION SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 12, 2019 · Amount on Record
Deed SaleJun 12, 2019 · Amount on Record
Prior SaleJun 10, 2016 · Amount on Record
Deed Document Number0000046154
Deed Book / Page13937 / 01790
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address1307 DUNCAN AVE, CINCINNATI, OH 45208-2822
Transaction TypeMortgage
Record UpdatedJul 27, 2021
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address1307 DUNCAN AVE, CINCINNATI, OH 45208-2822

Mortgage

Document Number0000071433
DateJun 10, 2021
Book Page14436/715
Instrument2021-0071433
Lender
NameFIRST FINANCIAL BANK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueMay 28, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHAMILTON OH
Property Address1307 DUNCAN AVE, CINCINNATI, OH 45208-2822
Document Number0000121782
Instrument DateNov 12, 2020
Transaction TypeMortgage
Record UpdatedJan 27, 2021
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1307 DUNCAN AVE CINCINNATI OH 452082822, CINCINNATI, OH 45208-2822

Mortgage

Document Number0000121782
DateNov 19, 2020
Book Page014299/000080
Instrument121782
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 18, 2050

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address1307 DUNCAN AVE, CINCINNATI, OH 45208-2822
Document Number0000095698
Instrument DateOct 28, 2019
Transaction TypeMortgage
Record UpdatedDec 31, 2019
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1307 DUNCAN AVE CINCINNATI OH 452082822, CINCINNATI, OH 45208-2822

Mortgage

Document Number0000095698
DateNov 1, 2019
Book Page014036/001478
Instrument95698
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 31, 2049

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJun 12, 2019
Property Address1307 DUNCAN AVE, CINCINNATI, OH 45208-2822
Document Number0000046154
Book / Page13937 / 01790
Map ReferenceMB 1 PG 281
Instrument DateJun 10, 2019
Instrument2019-0046154
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyPROMINENT TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,496.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address8534 E KEMPER RD, CINCINNATI, OH 45249-3701

Mortgage

Document Number0000046155
DateJun 12, 2019
Instrument2019-0046155
Lender
NameUNION SAVINGS BANK
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,147.00 (+3.13%)$168,914 (-) Land $74,190 Building $94,724
2024$8,869.00 (-2.22%)$168,914 (-) Land $74,190 Building $94,724
2023$9,070.00 (+3.02%)$168,914 (+12.68%) Land $74,190 Building $94,724$482,610 (+12.68%) Land $211,970 Building $270,640
2022$8,804.00 Homeowner's exemption$149,909 Land $54,184 Building $95,725
2020$428,310 Land $154,810 Building $273,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims7 (1978–2026)
Claims Outside the SFHA3 of 7
Most Recent ClaimJul 2026 · rainfall accumulation
Claims by Event
  • Severe Storms, Landslides, And Mudslides, Feb 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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