1302 Duncan Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 1302 Duncan Ave, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,822 sqft · built 1929
Lot Size	0.123 acres (5,358 sqft)
Owner	2 Individual Names on Record
Last Sale	$187,000 (May 1997)
Tax Bill	$8,489 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`046-0002-0100-00`

Property Details

APN / Parcel Number

Primary APN	`046-0002-0100-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,822 sqft Living Area
Gross Area	2,694 sqft
1st Floor Area	912 sqft
2nd Floor Area	870 sqft
Basement Area	912 sqft
Finished Basement	40 sqft
Unfinished Basement	872 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	5,358 sqft (0.123 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	49 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1302 DUNCAN AVE
City	CINCINNATI
State	OH
Zip	45208-2823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	1302 DUNCAN AVE 50 X 100 PT LOT 5 JOHN MORTONS ESTSUB PARS 100-125 CONS
Legal Subdivision	JOHN MORTONS EST
Legal Lot Number	5
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2000
Census Tract	4900

Owner

Source: Hamilton County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1302 DUNCAN AVE, CINCINNATI, OH 45208-2823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 1997 · Amount on Record
Deed Sale	May 15, 1997 · Amount on Record
Deed Document Number	199771073
Deed Book / Page	7349 / 1815
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1302 DUNCAN AVE, CINCINNATI, OH 45208-2823
Document Number	0000036773
Instrument Date	Apr 29, 2019
Transaction Type	Mortgage
Record Updated	Jul 18, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1302 DUNCAN AVE CINCINNATI OH 452082823, CINCINNATI, OH 45208-2823

Mortgage

Document Number	0000036773
Date	May 13, 2019
Book Page	013916/002094
Instrument	36773

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,489.00 (+3.12%)	$137,911 (-) Land $74,190 Building $63,721	$394,030 (-) Land $211,970 Building $182,060
2024	$8,232.00 (-2.21%)	$137,911 (-) Land $74,190 Building $63,721
2023	$8,418.00 (+8.79%)	$137,911 (+21.28%) Land $74,190 Building $63,721	$394,030 (+21.28%) Land $211,970 Building $182,060
2022	$7,738.00 Homeowner's exemption	$113,712 Land $54,184 Building $59,528
2020			$324,890 Land $154,810 Building $170,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1978–2026)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Severe Storms, Landslides, And Mudslides, Feb 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20