Hamilton County property record for 1309 Duncan Ave, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,504 sqft · built 1923 |
| Lot Size | 0.117 acres (5,097 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $11,351 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Jun 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 046-0002-0107-00 |
| Primary APN | 046-0002-0107-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,504 sqft Living Area |
| Gross Area | 2,432 sqft |
| 1st Floor Area | 808 sqft |
| 2nd Floor Area | 696 sqft |
| Basement Area | 928 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Conventional |
| Exterior Material | Frame/Masonry |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 5,097 sqft (0.117 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Basement |
| Garage Area | 1 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 168 sqft |
| Deck Area | Deck Area |
| Patio Area | 219 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 1309 DUNCAN AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-2822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF6 |
| Legal Description | 1309 DUNCAN AVE 50 X 100 PT LOT 5 JOHN MORTONS EST SUB PARS 107-113 CONS |
| Legal Subdivision | JOHN MORTONS EST SUB |
| Legal Lot Number | 5 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 4900 |
1309 Duncan Ave is owned and occupied by an individual who acquired it in September 2026.
Source: Hamilton County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1309 DUNCAN AVE, CINCINNATI, OH 45208-2822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2026 | Warranty Deed, Transfer LAWYERS TITLE |
| Jun 9, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Nov 24, 2021 | Warranty Deed, Transfer · Line of Credit GUARANTEED RATE AFFINITY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2026 |
| Deed Sale | Sep 16, 2026 |
| Prior Sale | Jun 9, 2022 · Amount on File |
| Deed Document Number | 202676698 |
| Deed Book / Page | 15751 / 2106 |
| Prior Transfer Date | Jan 27, 2003 |
| Prior Transfer Doc | 0000308169 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 16, 2026 |
| Property Address | 1309 DUNCAN AVE, CINCINNATI, OH 45208-2822 |
| Document Number | 0000076698 |
| Book / Page | 15751 / 2106 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 202676698 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2026 |
| Title Company | LAWYERS TITLE |
| Tax | $126,250.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1309 DUNCAN AVE, CINCINNATI, OH 45208-2822 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 9, 2022 |
| Property Address | 1309 DUNCAN AVE, CINCINNATI, OH 45208-2822 |
| Document Number | 0000057442 |
| Book / Page | 14685 / 1065 |
| Map Reference | MB 1 PG 281 |
| Instrument Date | May 27, 2022 |
| Instrument | 2022-0057442 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,680.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1309 DUNCAN AVE, CINCINNATI, OH 45208-2822 |
| Document Number | 0000057443 |
|---|---|
| Date | Jun 9, 2022 |
| Instrument | 2022-0057443 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 24, 2021 |
| Property Address | 1309 DUNCAN AVE, CINCINNATI, OH 45208-2822 |
| Document Number | 0000142008 |
| Book / Page | 14551 / 1665 |
| Map Reference | MB 1 PG 281 |
| Instrument Date | Nov 10, 2021 |
| Instrument | 2021-0142008 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | LAWYERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,383.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1305 DUNCAN AVE, CINCINNATI, OH 45208-2822 |
| Document Number | 0000142009 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | 2021-0142009 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
The 2025 property tax bill for 1309 Duncan Ave was $11,351, down 0.4% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,351.00 (-0.37%) | $190,999 (-) Land $74,190 Building $116,809 | $545,710 Land $211,970 Building $333,740 |
| 2024 | $11,393.00 (-2.21%) | $190,999 (-) Land $74,190 Building $116,809 | |
| 2023 | $11,651.00 (+6.55%) | $190,999 (+18.77%) Land $74,190 Building $116,809 | $545,710 Land $211,970 Building $333,740 |
| 2022 | $10,935.00 Homeowner's exemption | $160,808 Land $54,184 Building $106,624 | |
| 2020 | $459,450 Land $154,810 Building $304,640 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1309 Duncan Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (1978–2026) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1309 Duncan Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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