Hamilton County property record for 1310 Duncan Ave, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,668 sqft · built 1927 |
| Lot Size | 0.113 acres (4,922 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $575,000 (Jun 2024) |
| Tax Bill | $9,912 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Jul 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 046-0002-0094-00 |
| Primary APN | 046-0002-0094-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,668 sqft Living Area |
| Gross Area | 2,616 sqft |
| 1st Floor Area | 912 sqft |
| 2nd Floor Area | 756 sqft |
| Upper Floors Area | 756 sqft |
| Basement Area | 948 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 4,922 sqft (0.113 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Patio Area | 267 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 1310 DUNCAN AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-2823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF6 |
| Legal Description | 1310 DUNCAN AVE 50 X 100 PT LOT 5 JOHN MORTONS ESTSUB |
| Legal Subdivision | JOHN MORTONS EST |
| Legal Lot Number | 5 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 4900 |
1310 Duncan Ave is owned by two individuals who acquired it in July 2024.
Source: Hamilton County records, as of June 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2160 SUPERIOR AVE, CLEVELAND, OH 44114-2102 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 4, 2026 | Deed of Trust, Mortgage · Line of Credit OPTIMUM FIRST INC |
| Jul 22, 2024 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jul 22, 2024 | Intrafamily Transfer, Transfer LANDSEL TITLE, LANDSEL TITLE AGENCY INC |
| Dec 9, 2021 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| May 21, 2020 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2024 · Amount on File |
| Deed Sale | Jun 14, 2024 · Amount on File |
| Prior Sale | Dec 9, 2021 · Amount on File |
| Deed Document Number | 202440688 |
| Deed Book / Page | 15188 / 1740 |
| Last Transfer Date | Jul 12, 2024 |
| Transfer Doc | 0000050320 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 4, 2026 |
| Property Address | 1310 DUNCAN AVE, CINCINNATI, OH 45208-2823 |
| Document Number | 0000033643 |
| Book / Page | 15658 / 355 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 202633643 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 1310 DUNCAN AVE, CINCINNATI, OH 45208-2823 |
| Document Number | 0000033643, |
|---|---|
| Date | May 4, 2026 |
| Book Page | 15658/355 |
| Instrument | 202633643 |
| Name | OPTIMUM FIRST INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1310 DUNCAN AVE, CINCINNATI, OH 45208-2823 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 143 N COLLEGE AVE, INDIANAPOLIS, IN 46202-3801 |
| Document Number | 0000050458 |
|---|---|
| Date | Jul 22, 2024 |
| Book Page | 15212/1805 |
| Instrument | 2024-0050458 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 22, 2024 |
| Property Address | 1310 DUNCAN AVE, CINCINNATI, OH 45208-2823 |
| Document Number | 0000050320 |
| Book / Page | 15212 / 944 |
| Map Reference | MB 1 PG 281 |
| Instrument Date | Jul 12, 2024 |
| Instrument | 2024-0050320 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Title Company | LANDSEL TITLE, LANDSEL TITLE AGENCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1310 DUNCAN AVE, CINCINNATI, OH 45208-2823 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 9, 2021 |
| Property Address | 1310 DUNCAN AVE, CINCINNATI, OH 45208-2823 |
| Document Number | 0000147841 |
| Book / Page | 14560 / 626 |
| Map Reference | MB 1 PG 281 |
| Instrument Date | Dec 3, 2021 |
| Instrument | 2021-0147841 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2022 |
| Title Company | LAWYERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,341.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1310 DUNCAN AVE, CINCINNATI, OH 45208-2823 |
| Document Number | 0000147842 |
|---|---|
| Date | Dec 9, 2021 |
| Instrument | 2021-0147842 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1310 DUNCAN AVE, CINCINNATI, OH 45208-2823 |
| Document Number | 0000049822 |
| Instrument Date | May 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1310 DUNCAN AVE CINCINNATI OH 452082823, CINCINNATI, OH 45208-2823 |
| Document Number | 0000049822 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 014177/001129 |
| Instrument | 49822 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 27, 2050 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1310 Duncan Ave was $9,912, up 6.2% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,912.00 (+6.2%) | $156,419 (-) Land $74,190 Building $82,229 | $446,910 Land $211,970 Building $234,940 |
| 2024 | $9,333.00 (-2.21%) | $156,419 (-) Land $74,190 Building $82,229 | |
| 2023 | $9,544.00 (+7.99%) | $156,419 (+20.4%) Land $74,190 Building $82,229 | $446,910 Land $211,970 Building $234,940 |
| 2022 | $8,838.00 Homeowner's exemption | $129,921 Land $54,184 Building $75,737 | |
| 2020 | $371,200 Land $154,810 Building $216,390 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1310 Duncan Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (1978–2026) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1310 Duncan Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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