1308 Duncan Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 1308 Duncan Ave, Cincinnati, OH 45208

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,567 sqft · built 1929
Lot Size0.101 acres (4,443 sqft)
OwnerIndividual Name on Record
Last Sale$486,000 (Dec 2021)
Tax Bill$10,465 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Mar 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN046-0002-0095-00

Property Details

APN / Parcel Number

Primary APN046-0002-0095-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,567 sqft Living Area
1st Floor Area836 sqft
2nd Floor Area731 sqft
Upper Floors Area731 sqft
Basement Area866 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1929
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Lot Area4,443 sqft (0.101 acres)
Lot Dimensions100 ft deep x 45 ft wide
Garage TypeBasement
Garage Area1 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area152 sqft
Patio Area225 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1308 DUNCAN AVE
CityCINCINNATI
StateOH
Zip45208-2823
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1308 DUNCAN AVE 45 X 100 PT LOT 5 JOHN MORTONS ESTSUB
Legal SubdivisionJOHN MORTONS ESTATE SUB
Legal Lot Number5
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group2
Census Block2000
Census Tract4900

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1308 DUNCAN AVE, CINCINNATI, OH 45208-2823
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2021Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Mar 4, 2020Deed of Trust, Mortgage · Conventional with PMI
UNION SVGS
Mar 12, 2020Warranty Deed, Transfer · Conventional Mortgage
UNION SVGS
Jul 3, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 20, 2021 · Amount on Record
Deed SaleDec 20, 2021 · Amount on Record
Prior SaleMar 12, 2020 · Amount on Record
Deed Document Number0000152127
Deed Book / Page14567 / 4033
Record UpdatedJun 8, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateDec 20, 2021
Property Address1308 DUNCAN AVE, CINCINNATI, OH 45208-2823
Document Number0000152127
Book / Page14567 / 4033
Map ReferenceMB 1 PG 281
Instrument DateDec 17, 2021
Instrument2021-0152127
Transaction TypeTransfer
Record UpdatedJan 21, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,458.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address1308 DUNCAN AVE, CINCINNATI, OH 45208-2823

Mortgage

Document Number0000152128
DateDec 20, 2021
Instrument2021-0152128
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address1308 DUNCAN AVE, CINCINNATI, OH 45208-2823
Document Number0000024790
Instrument DateMar 4, 2020
Transaction TypeMortgage
Record UpdatedMay 27, 2020
Title CompanyOLD TOWN TITLE AGENCY, OLD TOWN TITLE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1308 DUNCAN AVE CINCINNATI OH 452082823, CINCINNATI, OH 45208-2823

Mortgage

Document Number0000024790
DateMar 12, 2020
Book Page014123/001466
Instrument24790
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 11, 2050
Interest
Rate TypeAdjustable Rate
Rate4%

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateMar 12, 2020
Property Address1308 DUNCAN AVE, CINCINNATI, OH 45208-2823
Document Number0000024789
Book / Page014123 / 001464
Instrument DateFeb 28, 2020
Instrument24789
Transaction TypeTransfer
Record UpdatedMay 29, 2020
Title CompanyOLD TOWN TITLE AGENCY, OLD TOWN TITLE AGCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,720.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1308 DUNWEAN AVE CINCINNATI OH 45208, CINCINNATI, OH 45208

Mortgage

Document Number24790
DateMar 12, 2020
Book Page014123/001466
Instrument24790
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 11, 2050
Interest
Rate TypeAdjustable Rate
Rate4%

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJul 3, 2019
Property Address1308 DUNCAN AVE, CINCINNATI, OH 45208-2823
Document Number0000053147
Book / Page013952 / 000824
Instrument DateJun 27, 2019
Instrument53147
Transaction TypeTransfer
Record UpdatedSep 23, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,719.60
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1308 DUNCAN AVE CINCINNATI OH 452082823, CINCINNATI, OH 45208-2823

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,465.00 (+3.13%)$170,100 (+%) Land $66,769 Building $103,331
2024$10,147.00 (-2.21%)$170,099 (-) Land $66,769 Building $103,330
2023$10,376.00 (+1.41%)$170,099 (+13.05%) Land $66,769 Building $103,330$486,000 (+13.05%) Land $190,770 Building $295,230
2022$10,232.00 Homeowner's exemption$150,466 Land $48,766 Building $101,700
2020$429,900 Land $139,330 Building $290,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims7 (1978–2026)
Claims Outside the SFHA3 of 7
Most Recent ClaimJul 2026 · rainfall accumulation
Claims by Event
  • Severe Storms, Landslides, And Mudslides, Feb 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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