1305 Harding Ln, Silver Spring, MD 20905 Property Records

Montgomery County property record for 1305 Harding Ln, Silver Spring, MD 20905

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,344 sqft · built 1961
Lot Size0.62 acres (27,000 sqft)
Owner2 Individual Names on Record
Last Sale$202,500 (Mar 2002)
Tax Bill$5,800 (2025)
Deeds & MortgagesNov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN05-00265023

Property Details

APN / Parcel Number

Primary APN05-00265023
Alternative APN
  • 00265023

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,344 sqft Living Area
1st Floor Area1,344 sqft

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleTownhouse
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area27,000 sqft (0.62 acres)
Pool Area420 sqft
PorchOpen Porch
Porch Area180 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
SewerMunicipal

Location & Zoning

Account Number00265023
Street Address1305 HARDING LN
CitySILVER SPRING
StateMD
Zip20905-4007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE1
Legal DescriptionCOLESVILLE HGTS
Legal SubdivisionBEALLS MANOR
Legal Block3
Legal Lot Number16
JurisdictionMONTGOMERY MD
Township / Civil Division5
Census Block Group3
Census Block3003
Census Tract701408

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1305 HARDING LN, SILVER SPRING, MD 20905-4007
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 11, 2002 · Amount on Record
Deed SaleMar 11, 2002 · Amount on Record
Deed Document Number2002233029
Deed Book / Page20706 / 328
Record UpdatedSep 20, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address1305 HARDING LN, SILVER SPRING, MD 20905-4007
Document Number0569770122
Instrument DateNov 15, 2018
Transaction TypeMortgage
Record UpdatedDec 28, 2018
Title CompanyMIDATLANTIC SETTLEMENT SERVICES LL, MIDATLANTIC SETTLEMENT SVCS LL

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1305 HARDING LN COLESVILLE MD 209054007, COLESVILLE, MD 20905-4007

Mortgage

Document Number0569770122
DateDec 12, 2018
Book Page056977/000122
Lender
NameDAVID & KEVIN MEYERS
Address9701 NOBLE RIDGE TER, GAITHERSBURG, MD 20882-2719
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$461,300 (+5.25%) Land $242,100 Building $219,200$461,300 (-) Land $242,100 Building $219,200
2025$5,800.00 (+6.76%)$438,300 (+11.73%)$461,300 (+17.59%) Land $242,100 Building $219,200
2024$5,433.00 (+33%)
2023$392,300 Land $242,100 Building $150,200$392,300 Land $242,100 Building $150,200
2022$4,085.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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