1301 Harding Ln, Silver Spring, MD 20905 Property Records

Montgomery County property record for 1301 Harding Ln, Silver Spring, MD 20905

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,706 sqft · built 1959
Lot Size	0.62 acres (27,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$438,800 (Nov 2019)
Tax Bill	$5,984 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-00253628`

Property Details

APN / Parcel Number

Primary APN	`05-00253628`
Alternative APN	`00253628`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,706 sqft Living Area
Gross Area	3,042 sqft
1st Floor Area	2,056 sqft
Basement Area	650 sqft
Finished Basement	650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	27,000 sqft (0.62 acres)
Porch	Enclosed Porch
Porch Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00253628
Street Address	1301 HARDING LN
City	SILVER SPRING
State	MD
Zip	20905-4007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1
Legal Description	COLESVILLE HGTS
Legal Subdivision	BEALLS MANOR
Legal Block	3
Legal Lot Number	15
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	3
Census Block	3003
Census Tract	701408

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1301 HARDING LN, SILVER SPRING, MD 20905-4007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 21, 2019	Deed, Transfer · FHA Mortgage HOMESPIRE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2019 · Amount on Record
Deed Sale	Nov 21, 2019 · Amount on Record
Deed Book / Page	58553 / 306
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1301 HARDING LN, SILVER SPRING, MD 20905-4007
Transaction Type	Mortgage
Record Updated	Nov 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 HARDING LN, SILVER SPRING, MD 20905-4007

Mortgage

Document Number	0643910328
Date	Oct 26, 2021
Book Page	64391/328

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Nov 1, 2049

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Nov 21, 2019
Property Address	1301 HARDING LN, SILVER SPRING, MD 20905-4007
Document Number	0585530306
Book / Page	58553 / 306
Map Reference	MB 59 PL 4813
Instrument Date	Oct 30, 2019
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	COVENANT TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,485.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	759 CREPE MYRTLE CIR, 759, APOPKA, FL 32712-2656

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1301 HARDING LN, SILVER SPRING, MD 20905-4007

Mortgage

Document Number	58553314
Date	Nov 21, 2019
Instrument	58553/314

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$553,900 (+6.36%) Land $242,100 Building $311,800	$553,900 (-) Land $242,100 Building $311,800
2025	$5,984.00 (+28.36%)	$520,767 (+14.58%)	$553,900 (+21.87%) Land $242,100 Building $311,800
2023		$454,500 Land $242,100 Building $212,400	$454,500 Land $242,100 Building $212,400
2022	$4,662.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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