1216 Harding Ln, Silver Spring, MD 20905 Property Records

Montgomery County property record for 1216 Harding Ln, Silver Spring, MD 20905

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,058 sqft · built 1962
Lot Size	0.59 acres (25,689 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Jan 2018)
Tax Bill	$5,639 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-00282120`

Property Details

APN / Parcel Number

Primary APN	`05-00282120`
Alternative APN	`00282120`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,058 sqft Living Area
Gross Area	2,934 sqft
1st Floor Area	1,868 sqft
Basement Area	190 sqft
Finished Basement	190 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	25,689 sqft (0.59 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	300 sqft
Shed	1 Shed
Shed Area	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00282120
Street Address	1216 HARDING LN
City	SILVER SPRING
State	MD
Zip	20905-4004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1
Legal Description	BERNHARD ACRES CATLI NS ADD
Legal Subdivision	BEALLS MANOR
Legal Block	3
Legal Lot Number	4
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	3
Census Block	3000
Census Tract	701408

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1216 HARDING LN, SILVER SPRING, MD 20905-4004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2019	Deed of Trust, Mortgage · Line of Credit APL FCU
Jan 31, 2018	Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2018 · Amount on Record
Deed Sale	Jan 31, 2018 · Amount on Record
Prior Sale	Apr 21, 1987 · Amount on Record
Deed Book / Page	55584 / 308
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1216 HARDING LN, SILVER SPRING, MD 20905-4004
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0583360372
Date	Oct 18, 2019
Book Page	58336/372

Lender

Name	APL FCU
Type	Credit Union
Address	PORT WASHINGTON, NY 11050

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	478 Months
Due	Aug 29, 2059

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 31, 2018
Property Address	1216 HARDING LN, SILVER SPRING, MD 20905-4004
Document Number	0555840308
Book / Page	55584 / 308
Map Reference	MB68 PL6288
Instrument Date	Dec 29, 2017
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,937.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1216 HARDING LN, SILVER SPRING, MD 20905-4004

Mortgage

Document Number	0055584315
Date	Jan 31, 2018
Instrument	55584/315

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$520,100 (+5.97%) Land $240,300 Building $279,800	$520,100 (-) Land $240,300 Building $279,800
2025	$5,639.00 (+27.32%)	$490,800 (+13.56%)	$520,100 (+20.34%) Land $240,300 Building $279,800
2023		$432,200 Land $240,300 Building $191,900	$432,200 Land $240,300 Building $191,900
2022	$4,429.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Harding Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures