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1217 Harding Ln, Silver Spring, MD 20905 Property Records

Montgomery County property record for 1217 Harding Ln, Silver Spring, MD 20905 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,596 sqft · built 1962
Lot Size0.62 acres (27,000 sqft)
Owner2 Individual Names on File
Tax Bill$3,989 (2025)
Deeds & MortgagesJun 2019 Mortgage
Jun 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN05-00258676

Property Details

APN / Parcel Number

Primary APN05-00258676
Alternative APN
  • 00258676

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,596 sqft Living Area
Gross Area1,896 sqft
1st Floor Area1,064 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleMulti-Level
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialWood Shingle
Lot Area27,000 sqft (0.62 acres)
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area300 sqft

Utilities, Heating & Cooling

Heating SystemRadiant
SewerMunicipal

Location & Zoning

Account Number00258676
Street Address1217 HARDING LN
CitySILVER SPRING
StateMD
Zip20905-4009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOLESVILLE HGTS
Legal SubdivisionBEALLS MANOR
Legal Block3
Legal Lot Number14
JurisdictionMONTGOMERY MD
Township / Civil Division5
Census Block Group3
Census Block3003
Census Tract701408

Owner

Source: Montgomery County records · APN 05-00258676

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1217 HARDING LN, SILVER SPRING, MD 20905-4009
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2019Deed of Trust, Mortgage · FHA Mortgage
COMMISSIONER/HSNG & URBAN DEV
Jun 22, 2019Deed of Trust, Mortgage · FHA Mortgage
AMERICAN ADVISORS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address1217 HARDING LN, SILVER SPRING, MD 20905-4009
Document Number0578560346
Instrument DateJun 22, 2019
Transaction TypeMortgage
Record UpdatedJul 29, 2019
Title CompanyFNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1217 HARDING LN SILVER SPRING MD 209054009, SILVER SPRING, MD 20905-4009

Mortgage

Document Number0578560346
DateJul 12, 2019
Book Page057856/000346
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term900 Months
DueJul 11, 2094
Interest
Rate TypeAdjustable Rate
Rate4.09%

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address1217 HARDING LN, SILVER SPRING, MD 20905-4009
Document Number0578560324
Instrument DateJun 22, 2019
Transaction TypeMortgage
Record UpdatedJul 29, 2019
Title CompanyFNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1217 HARDING LN SILVER SPRING MD 209054009, SILVER SPRING, MD 20905-4009

Mortgage

Document Number0578560324
DateJul 12, 2019
Book Page057856/000324
Lender
NameAMERICAN ADVISORS
AddressORANGE, CA 92868
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term900 Months
DueJul 11, 2094
Interest
Rate TypeAdjustable Rate
Rate4.09%

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$425,500 (+3.94%) Land $242,100 Building $183,400$425,500 (-) Land $242,100 Building $183,400
2025$3,989.00 (+0.35%)$409,367 (+8.56%)$425,500 (+12.83%) Land $242,100 Building $183,400
2023$377,100 Land $242,100 Building $135,000$377,100 Land $242,100 Building $135,000
2022$3,975.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317014083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 157 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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