Montgomery County property record for 1309 Harding Ln, Silver Spring, MD 20905 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,863 sqft · built 1958 |
| Lot Size | 0.62 acres (27,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $385,000 (Apr 2013) |
| Tax Bill | $6,004 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00282437 |
| Primary APN | 05-00282437 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,863 sqft Living Area |
| Gross Area | 1,923 sqft |
| 1st Floor Area | 1,242 sqft |
| Basement Area | 621 sqft |
| Finished Basement | 621 sqft |
| Utility Area | 102 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 27,000 sqft (0.62 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 578 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00282437 |
|---|---|
| Street Address | 1309 HARDING LN |
| City | SILVER SPRING |
| State | MD |
| Zip | 20905-4007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COLESVILLE HEIGHTS |
| Legal Subdivision | BEALLS MANOR |
| Legal Block | 3 |
| Legal Lot Number | 17 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 701408 |
Source: Montgomery County records · APN 05-00282437
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1309 HARDING LN, SILVER SPRING, MD 20905-4007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Jun 18, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 09, 2013 · Amount on Record |
| Deed Sale | Apr 09, 2013 · Amount on Record |
| Prior Sale | Apr 09, 2013 · Amount on Record |
| Deed Book / Page | 46467 / 198 |
| Last Transfer Date | Apr 25, 2018 |
| Transfer Doc | 0561840036 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 1309 HARDING LN, SILVER SPRING, MD 20905-4007 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | CAPITOL TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 1309 HARDING LN, SILVER SPRING, MD 20905-4007 |
| Document Number | 0615240129 |
|---|---|
| Date | Jan 06, 2021 |
| Book Page | 61524/129 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jun 18, 2018 |
| Property Address | 1309 HARDING LN, SILVER SPRING, MD 20905-4007 |
| Document Number | 0561840036 |
| Book / Page | 56184 / 036 |
| Map Reference | MB59 PG4813 |
| Instrument Date | Apr 25, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | CAPITOL TITLE INSAGENCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1309 HARDING LN, SILVER SPRING, MD 20905-4007 |
| Document Number | 0005618441 |
|---|---|
| Date | Jun 18, 2018 |
| Instrument | 56184/41 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 01, 2048 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $539,100 (+5.76%) Land $242,100 Building $297,000 | $539,100 (-) Land $242,100 Building $297,000 | |
| 2025 | $6,004.00 (-3.94%) | $509,733 (+13.02%) | $539,100 (+19.53%) Land $242,100 Building $297,000 |
| 2024 | $6,250.00 (+31.61%) | ||
| 2023 | $451,000 Land $242,100 Building $208,900 | $451,000 Land $242,100 Building $208,900 | |
| 2022 | $4,749.00 |
Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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