Montgomery County property record for 1315 Harding Ln, Silver Spring, MD 20905
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,863 sqft · built 1958 |
| Lot Size | 0.62 acres (27,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $450,000 (May 2021) |
| Tax Bill | $5,195 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00278047 |
| Primary APN | 05-00278047 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,863 sqft Living Area |
| 1st Floor Area | 1,242 sqft |
| Basement Area | 621 sqft |
| Finished Basement | 621 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 27,000 sqft (0.62 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 250 sqft |
| Patio Area | 400 sqft |
| Balcony Area | 185 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00278047 |
|---|---|
| Street Address | 1315 HARDING LN |
| City | SILVER SPRING |
| State | MD |
| Zip | 20905-4007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE1 |
| Legal Description | COLESVILLE HGTS |
| Legal Subdivision | BEALLS MANOR |
| Legal Block | 3 |
| Legal Lot Number | 18 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 701408 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1315 HARDING LN, SILVER SPRING, MD 20905-4007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2021 · Amount on Record |
| Deed Sale | May 28, 2021 · Amount on Record |
| Prior Sale | Nov 4, 1992 · Amount on Record |
| Deed Book / Page | 63142 / 438 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | May 28, 2021 |
| Property Address | 1315 HARDING LN, SILVER SPRING, MD 20905-4007 |
| Document Number | 0631420438 |
| Book / Page | 63142 / 438 |
| Map Reference | MB 59 PL 4813 |
| Instrument Date | Apr 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2021 |
| Title Company | ASSURE TITLE, ASSURANCE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1315 HARDING LN, SILVER SPRING, MD 20905-4007 |
| Document Number | 63142446 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 63142/446 |
| Name | FIRST COMMONWEALTH MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $460,100 (+4.71%) Land $242,100 Building $218,000 | $460,100 (-) Land $242,100 Building $218,000 | |
| 2025 | $5,195.00 (+23.16%) | $439,400 (+10.4%) | $460,100 (+15.6%) Land $242,100 Building $218,000 |
| 2023 | $398,000 Land $242,100 Building $155,900 | $398,000 Land $242,100 Building $155,900 | |
| 2022 | $4,218.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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