130 Westminster Way, Elyria, OH 44035 Property Records

Lorain County property record for 130 Westminster Way, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,680 sqft · built 2016
Lot Size	0.084 acres (3,675 sqft)
Owner	Individual Name on Record
Last Sale	$283,000 (Sep 2025)
Tax Bill	$3,784 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Sep 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`11-00-090-000-079`

Property Details

APN / Parcel Number

Primary APN	`11-00-090-000-079`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,680 sqft Living Area
Gross Area	2,080 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,675 sqft (0.084 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	32 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	130 WESTMINSTER WAY
City	ELYRIA
State	OH
Zip	44035-8970
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIELDSTONE LAKES SUB #2 46 X 80
Legal Subdivision	FIELDSTONE LAKES SUB 2
Legal Lot Number	34
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2006
Census Tract	91100

Owner

Source: Lorain County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	130 WESTMINSTER WAY, ELYRIA, OH 44035-8970
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Sep 15, 2025	Warranty Deed, Transfer · Conventional Mortgage YOUR HOME FINANCIAL LLC
Oct 16, 2024	Transfer on Death Deed, Transfer
Dec 8, 2023	Transfer on Death Deed, Transfer
Feb 7, 2017	Deed of Trust, Mortgage · Reverse Mortgage FAIRWAY INDEPENDENT MTG CORP
Feb 2, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2025 · Amount on Record
Deed Sale	Sep 15, 2025 · Amount on Record
Prior Sale	Dec 2, 2016 · Amount on Record
Deed Document Number	202567628
Prior Transfer Date	Oct 15, 2024
Prior Transfer Doc	0000029969
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	130 WESTMINSTER WAY, ELYRIA, OH 44035-8970
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 WESTMINSTER WAY, ELYRIA, OH 44035-8970

Mortgage

Document Number	0000085880
Date	Feb 24, 2026
Instrument	2026-0085880

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 15, 2025
Property Address	130 WESTMINSTER WAY, ELYRIA, OH 44035-8970
Document Number	0000067628
Map Reference	VOL 101 PG 40&41
Instrument Date	Sep 11, 2025
Instrument	2025-0067628
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 WESTMINSTER WAY, ELYRIA, OH 44035-8970

Mortgage

Document Number	0000067629
Date	Sep 15, 2025
Instrument	2025-0067629

Lender

Name	YOUR HOME FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

October 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 16, 2024
Property Address	130 WESTMINSTER WAY, ELYRIA, OH 44035-8970
Document Number	0000029969
Map Reference	VOL 101 PG 40&41
Instrument Date	Oct 9, 2024
Instrument	2024-0029969
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38583 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8252

December 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LORAIN OH
Recording Date	Dec 8, 2023
Property Address	130 WESTMINSTER WAY, ELYRIA, OH 44035-8970
Document Number	0000938153
Map Reference	VOL 101 PG 40&41
Instrument Date	Dec 4, 2023
Instrument	2023-0938153
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38583 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8252

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	130 WESTMINSTER WAY, ELYRIA, OH 44035-8970
Transaction Type	Mortgage
Record Updated	Apr 29, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000617902
Date	Feb 7, 2017
Instrument	2017-0617902

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	931 Months
Due	Sep 27, 2094

Interest

Rate Type	Adjustable Rate
Rate	4.34%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2018

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	130 WESTMINSTER WAY, ELYRIA, OH 44035-8970
Document Number	0000617903
Instrument Date	Feb 2, 2017
Transaction Type	Mortgage
Record Updated	Jun 30, 2017
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 WESTMINSTER WAY ELYRIA OH 440358970, ELYRIA, OH 44035-8970

Mortgage

Document Number	0000617903
Date	Feb 7, 2017
Instrument	617903

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	924 Months
Due	Feb 6, 2094

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,784.00 (+15.61%)	$86,960 (%) Land $22,750 Building $64,210	$248,460 (-) Land $65,000 Building $183,460
2024	$3,273.00 (+24.26%)	$86,961 (+31.29%) Land $22,750 Building $64,211	$248,460 (+31.29%) Land $65,000 Building $183,460
2023	$2,634.00 (-0.42%)	$66,238 (%) Land $19,023 Building $47,215	$189,250 (-) Land $54,350 Building $134,900
2022	$2,645.00	$66,240 Land $19,020 Building $47,220
2021			$189,250 Land $54,350 Building $134,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Breezeline, Verizon.

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