Lorain County property record for 121 Westminster Way, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,716 sqft · built 2017 |
| Owner | Individual Name on File |
| Last Sale | $289,900 (Oct 2023) |
| Tax Bill | $3,927 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage May 2018 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00-090-000-083 |
| Primary APN | 11-00-090-000-083 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,716 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 32 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|
| Street Address | 121 WESTMINSTER WAY |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8972 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FIELDSTONE LAKES SUB #2 46 X 80 |
| Legal Subdivision | FIELDSTONE LAKES SUB |
| Legal Lot Number | 38 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 91100 |
Source: Lorain County records · APN 11-00-090-000-083
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 121 WESTMINSTER WAY, ELYRIA, OH 44035-8972 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 26, 2023 | Fiduciary Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 15, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST FED'L S&L/LAKEWOOD |
| Apr 26, 2018 | Grant Deed, Mortgage · Line of Credit WAYNE SVGS CMNTY BK |
| Oct 31, 2017 | Quit Claim Deed, Transfer REINHARDT AND ASSOC INC |
| Oct 12, 2017 | Quit Claim Deed, Transfer STEWART TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 26, 2023 · Amount on Record |
| Deed Sale | Oct 26, 2023 · Amount on Record |
| Prior Sale | May 15, 2018 · Amount on Record |
| Deed Document Number | 2023005820 |
| Record Updated | Jun 08, 2026 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 26, 2023 |
| Property Address | 121 WESTMINSTER WAY, ELYRIA, OH 44035-8972 |
| Document Number | 0000933919 |
| Map Reference | VOL 101 PG 40&41 |
| Instrument Date | Oct 25, 2023 |
| Instrument | 2023-0933919 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | ERIEVIEW TITLE AGENCY LLC, ERIEVIEW TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 121 WESTMINSTER WAY, ELYRIA, OH 44035-8972 |
| Document Number | 0000933920 |
|---|---|
| Date | Oct 26, 2023 |
| Instrument | 2023-0933920 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 15, 2018 |
| Property Address | 121 WESTMINSTER WAY, ELYRIA, OH 44035-8972 |
| Document Number | 0000672214 |
| Instrument Date | May 04, 2018 |
| Instrument | 672214 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 01, 2018 |
| Title Company | RET SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $824.80 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 121 WESTMINSTER WAY ELYRIA OH 440358972, ELYRIA, OH 44035-8972 |
| Document Number | 672215 |
|---|---|
| Date | May 15, 2018 |
| Instrument | 672215 |
| Name | FIRST FED'L S&L/LAKEWOOD |
|---|---|
| Type | Federal Savings Bank |
| Address | LAKEWOOD, OH 44107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 14, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 26, 2018 |
| Property Address | 121 WESTMINSTER WAY, ELYRIA, OH 44035-8972 |
| Instrument Date | Apr 26, 2018 |
| Instrument | 669911 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2018 |
| Title Company | RET SOLUTIONS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2932 WOOSTER RD ROCKY RIVER OH 441162922, ROCKY RIVER, OH 44116-2922 |
| Document Number | 0000669911 |
|---|---|
| Date | Apr 26, 2018 |
| Instrument | 669911 |
| Name | WAYNE SVGS CMNTY BK |
|---|---|
| Type | Federal Savings Bank |
| Address | 151 N MARKET ST, WOOSTER, OH 44691-4809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 31, 2017 |
| Property Address | 121 WESTMINSTER WAY, ELYRIA, OH 44035-8972 |
| Document Number | 0000649983 |
| Instrument Date | Oct 18, 2017 |
| Instrument | 649983 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | REINHARDT AND ASSOC INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 16155 ROCKY RIVER OH 441160155, ROCKY RIVER, OH 44116-0155 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 12, 2017 |
| Property Address | 121 WESTMINSTER WAY, ELYRIA, OH 44035-8972 |
| Document Number | 0000647624 |
| Instrument Date | Oct 04, 2017 |
| Instrument | 647624 |
| Transaction Type | Transfer |
| Record Updated | Nov 01, 2017 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 16155 ROCKY RIVER OH 441160155, ROCKY RIVER, OH 44116-0155 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Midview Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,927.00 | $94,430 (+%) Land $22,750 Building $71,680 | $269,790 (-) Land $65,000 Building $204,790 |
| 2024 | $3,927.00 (+11.69%) | $94,427 (+23.93%) Land $22,750 Building $71,677 | $269,790 (+23.93%) Land $65,000 Building $204,790 |
| 2023 | $3,516.00 (+0.29%) | $76,192 (+%) Land $19,023 Building $57,169 | $217,690 (-) Land $54,350 Building $163,340 |
| 2022 | $3,506.00 | $76,190 Land $19,020 Building $57,170 | |
| 2021 | $217,690 Land $54,350 Building $163,340 |
Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2020–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2023 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Uniti Group DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Cogeco Cable Holdings II, Verizon.
Based on FCC filings for 298 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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