137 Westminster Way, Elyria, OH 44035 Property Records

Lorain County property record for 137 Westminster Way, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,728 sqft · built 2018
Lot Size	0.084 acres (3,679 sqft)
Owner	Individual Name on Record
Last Sale	$204,300 (Apr 2018)
Tax Bill	$3,947 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`11-00-090-000-112`

Property Details

APN / Parcel Number

Primary APN	`11-00-090-000-112`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,728 sqft Living Area
Gross Area	2,208 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,679 sqft (0.084 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	32 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	137 WESTMINSTER WAY
City	ELYRIA
State	OH
Zip	44035-8973
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIELDSTONE LAKES SUB 3 46 X 80
Legal Subdivision	FIELDSTONE LAKES SUB 3
Legal Lot Number	66
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2006
Census Tract	91100

Owner

Source: Lorain County records, as of May 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	137 WESTMINSTER WAY, ELYRIA, OH 44035-8973
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Deed of Trust, Mortgage · VA Mortgage LENDUS LLC
May 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage OHIO HOUSING FINANCE AGENCY
Sep 15, 2021	Affidavit of Death of Joint Tenant, Transfer
Sep 15, 2021	Transfer on Death Deed, Transfer
Apr 13, 2018	Deed of Trust, Mortgage · VA Mortgage LENDUS LLC
Apr 17, 2018	Deed, Subdivision Related Transfer · VA Mortgage LENDUSA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2018 · Amount on Record
Deed Sale	Apr 17, 2018 · Amount on Record
Deed Document Number	2018668815
Last Transfer Date	Sep 15, 2021
Transfer Doc	0000839249
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	137 WESTMINSTER WAY, ELYRIA, OH 44035-8973
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000831288
Date	Jul 29, 2021
Instrument	2021-0831288

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	137 WESTMINSTER WAY, ELYRIA, OH 44035-8973
Transaction Type	Mortgage
Record Updated	Apr 29, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000673242
Date	May 23, 2018
Instrument	2018-0673242

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LORAIN OH
Recording Date	Sep 15, 2021
Property Address	137 WESTMINSTER WAY, ELYRIA, OH 44035-8973
Document Number	0000839249
Map Reference	VOL 103 PG 73&74
Instrument Date	Sep 15, 2021
Instrument	2021-0839249
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 WESTMINSTER WAY, ELYRIA, OH 44035-8973

September 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 15, 2021
Property Address	137 WESTMINSTER WAY, ELYRIA, OH 44035-8973
Document Number	0000839250
Map Reference	VOL 103 PG 73 & 74
Instrument Date	Sep 14, 2021
Instrument	2021-0839250
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 WESTMINSTER WAY, ELYRIA, OH 44035-8973

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	137 WESTMINSTER WAY, ELYRIA, OH 44035-8973
Document Number	0000673241
Instrument Date	Apr 13, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	RET SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	137 WESTMINSTER WAY ELYRIA OH 440358973, ELYRIA, OH 44035-8973

Mortgage

Document Number	0000673241
Date	May 23, 2018
Instrument	673241

Lender

Name	LENDUS LLC
Address	ALAMO, CA 94507

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2048

April 2018: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 17, 2018
Property Address	137 WESTMINSTER WAY, ELYRIA, OH 44035-8973
Document Number	0000668815
Map Reference	MB 103 PG 73
Instrument Date	Apr 6, 2018
Instrument	2018-0668815
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$817.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 WESTMINSTER WAY, ELYRIA, OH 44035-8973

Mortgage

Document Number	0000668816
Date	Apr 17, 2018
Instrument	2018-0668816

Lender

Name	LENDUSA LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	0000668817
Date	Apr 17, 2018
Instrument	2018-0668817

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,947.00 (-2.76%) Homeowner's exemption	$95,690 (%) Land $22,750 Building $72,940	$273,410 (-) Land $65,000 Building $208,410
2024	$4,059.00 (+19.91%)	$95,694 (+30.46%) Land $22,750 Building $72,944	$273,410 (+30.46%) Land $65,000 Building $208,410
2023	$3,385.00 (+0.3%)	$73,354 (+0.01%) Land $19,023 Building $54,331	$209,580 (-) Land $54,350 Building $155,230
2022	$3,375.00	$73,350 Land $19,020 Building $54,330
2021			$209,580 Land $54,350 Building $155,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Breezeline, Verizon.

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