141 Westminster Way, Elyria, OH 44035 Property Records

Lorain County property record for 141 Westminster Way, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,820 sqft · built 2017
Lot Size	0.084 acres (3,679 sqft)
Owner	2 Individual Names on Record
Last Sale	$198,600 (Sep 2017)
Tax Bill	$3,008 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-00-090-000-111`

Property Details

APN / Parcel Number

Primary APN	`11-00-090-000-111`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,820 sqft Living Area
Gross Area	2,220 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,679 sqft (0.084 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	141 WESTMINSTER WAY
City	ELYRIA
State	OH
Zip	44035-8973
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIELDSTONE LAKES SUB 3 46 X 80
Legal Subdivision	FIELDSTONE LAKES SUB 3
Legal Lot Number	65
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2006
Census Tract	91100

Owner

Source: Lorain County records, as of May 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	141 WESTMINSTER WAY, ELYRIA, OH 44035-8973
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2023	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BK
Sep 28, 2017	Deed, Subdivision Related Transfer · Conventional Mortgage OHIO HOUSING FINANCE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2017 · Amount on Record
Deed Sale	Sep 28, 2017 · Amount on Record
Deed Document Number	2017646014
Prior Transfer Date	Aug 18, 2017
Prior Transfer Doc	0000641441
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	141 WESTMINSTER WAY, ELYRIA, OH 44035-8973
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	141 WESTMINSTER WAY, ELYRIA, OH 44035-8973

Mortgage

Document Number	0000911915
Date	Apr 7, 2023
Instrument	2023-0911915

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	141 WESTMINSTER WAY, ELYRIA, OH 44035-8973
Document Number	0000791584
Instrument Date	Nov 24, 2020
Transaction Type	Mortgage
Record Updated	Dec 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	141 WESTMINSTER WAY ELYRIA OH 440358973, ELYRIA, OH 44035-8973

Mortgage

Document Number	0000791584
Date	Dec 2, 2020
Instrument	791584

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

September 2017: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 28, 2017
Property Address	141 WESTMINSTER WAY, ELYRIA, OH 44035-8973
Document Number	0000646014
Map Reference	PB 103 PG 73
Instrument Date	Sep 22, 2017
Instrument	2017-0646014
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$794.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	141 WESTMINSTER WAY, ELYRIA, OH 44035-8973

Mortgage

Document Number	0000646016
Date	Sep 28, 2017
Instrument	2017-0646016

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,008.00 (-15.58%) Homeowner's exemption	$93,790 (%) Land $22,750 Building $71,040	$267,980 (-) Land $65,000 Building $202,980
2024	$3,563.00 (+21.07%)	$93,793 (+28.58%) Land $22,750 Building $71,043	$267,980 (+28.58%) Land $65,000 Building $202,980
2023	$2,943.00 (-0.34%)	$72,948 (%) Land $19,023 Building $53,925	$208,420 (-) Land $54,350 Building $154,070
2022	$2,953.00	$72,950 Land $19,020 Building $53,930
2021			$208,420 Land $54,350 Building $154,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Breezeline, Verizon.

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