Lorain County property record for 138 Westminster Way, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2019 |
| Square Footage | 1,728 sqft Living Area |
| Garage | Attached, 440 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $213,326 (2019) |
| Tax Bill | $3,857.00 (2025) |
| Primary APN | 11-00-090-000-089 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,728 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 440 sqft Garage |
| Patio Area | 144 sqft Patio |
| Porch | Open Porch |
| Porch Area | 32 sqft Porch |
| Cooling System | Central Cooling |
|---|
| Street Address | 138 WESTMINSTER WAY |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8970 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FIELDSTONE LAKE SUB 3 46.00 X 80.00 |
| Legal Subdivision | FIELDSTONE LAKE SUB |
| Legal Lot Number | 43 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2006 |
| Census Tract | 91100 |
Source: Lorain County records · APN 11-00-090-000-089
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 138 WESTMINSTER WAY, ELYRIA, OH 44035-8970 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 02, 2022 | Deed of Trust, Mortgage THIRD FSLA OF CLEVELAND |
| Mar 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU |
| Aug 29, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage US BANK NA |
| Mar 21, 2019 | Quit Claim Deed, Transfer STEWART TITLE |
| Apr 26, 2018 | Grant Deed, Mortgage · Line of Credit WAYNE SVGS CMNTY BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 29, 2019 · Amount on Record |
| Deed Sale | Aug 29, 2019 · Amount on Record |
| Prior Sale | Mar 21, 2019 |
| Deed Doc Number | 2019005252 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 138 WESTMINSTER WAY, ELYRIA, OH 44035-8970 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Title Company | THIRD CAPITAL |
| Name | Verified Name |
|---|
| Document Number | 0000865037 |
|---|---|
| Date | Mar 02, 2022 |
| Instrument | 2022-0865037 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Amount | Amount Recorded |
|---|---|
| Term | 119 Months |
| Due | Feb 28, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 138 WESTMINSTER WAY, ELYRIA, OH 44035-8970 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000807565 |
|---|---|
| Date | Mar 15, 2021 |
| Instrument | 2021-0807565 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 29, 2019 |
| Property Address | 138 WESTMINSTER WAY, ELYRIA, OH 44035-8970 |
| Document Number | 0000728245 |
| Map Reference | VOL 103 PG 73&74 |
| Instrument Date | Aug 13, 2019 |
| Instrument | 2019-0728245 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 138 WESTMINSTER WAY, ELYRIA, OH 44035-8970 |
| Document Number | 0000728246 |
|---|---|
| Date | Aug 29, 2019 |
| Instrument | 2019-0728246 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 21, 2019 |
| Property Address | 138 WESTMINSTER WAY, ELYRIA, OH 44035-8970 |
| Document Number | 0000708179 |
| Instrument Date | Mar 19, 2019 |
| Instrument | 708179 |
| Transaction Type | Transfer |
| Record Updated | Apr 01, 2019 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 16155 ROCKY RIVER OH 441160155, ROCKY RIVER, OH 44116-0155 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 26, 2018 |
| Property Address | 138 WESTMINSTER WAY, ELYRIA, OH 44035-8970 |
| Instrument Date | Apr 26, 2018 |
| Instrument | 669911 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2018 |
| Title Company | RET SOLUTIONS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2932 WOOSTER RD ROCKY RIVER OH 441162922, ROCKY RIVER, OH 44116-2922 |
| Document Number | 0000669911 |
|---|---|
| Date | Apr 26, 2018 |
| Instrument | 669911 |
| Name | WAYNE SVGS CMNTY BK |
|---|---|
| Type | Federal Savings Bank (FSB) |
| Address | 151 N MARKET ST, WOOSTER, OH 44691-4809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Midview Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,857.00 | $93,510 (%) Land $22,750 Building $70,760 | $267,180 (-) Land $65,000 Building $202,180 |
| 2024 | $3,857.00 (+3.96%) | $93,513 (+16.33%) Land $22,750 Building $70,763 | $267,180 (+16.33%) Land $65,000 Building $202,180 |
| 2023 | $3,710.00 (+0.3%) | $80,389 (%) Land $19,023 Building $61,366 | $229,680 (-) Land $54,350 Building $175,330 |
| 2022 | $3,699.00 | $80,390 Land $19,020 Building $61,370 | |
| 2021 | $229,680 Land $54,350 Building $175,330 |
138 Westminster Way is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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