129 Westminster Way, Elyria, OH 44035 Property Records

Lorain County property record for 129 Westminster Way, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,498 sqft · built 2015
Lot Size	0.084 acres (3,679 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Mar 2025)
Tax Bill	$3,577 (2025)
Deeds & Mortgages	Mar 2025 Sale & Mortgage Oct 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-00-090-000-081`

Property Details

APN / Parcel Number

Primary APN	`11-00-090-000-081`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,498 sqft Living Area
Gross Area	1,898 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,679 sqft (0.084 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	28 sqft
Canopy	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	129 WESTMINSTER WAY
City	ELYRIA
State	OH
Zip	44035-8972
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIELDSTONE LAKES SUB #2 46 X 80
Legal Subdivision	FIELDSTONE LAKES SUB 2
Legal Lot Number	36
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2006
Census Tract	91100

Owner

Source: Lorain County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	129 WESTMINSTER WAY, ELYRIA, OH 44035-8972
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2025	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 29, 2024	Warranty Deed, Transfer INFINITE TITLE, INFINITY TITLE
Apr 24, 2024	Certificate of Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2025 · Amount on Record
Deed Sale	Mar 24, 2025 · Amount on Record
Prior Sale	Oct 29, 2024 · Amount on Record
Prior Transfer Date	Feb 2, 2016
Prior Transfer Doc	0000574342
Record Updated	Sep 20, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 24, 2025
Property Address	129 WESTMINSTER WAY, ELYRIA, OH 44035-8972
Document Number	0000046404
Map Reference	VOL 101 PG 40&41
Instrument Date	Feb 11, 2025
Instrument	2025-0046404
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000046405
Date	Mar 24, 2025
Instrument	2025-0046405

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 29, 2024
Property Address	129 WESTMINSTER WAY, ELYRIA, OH 44035-8972
Document Number	0000031468
Map Reference	VOL 101 PG 40&41
Instrument Date	Oct 23, 2024
Instrument	2024-0031468
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	INFINITE TITLE, INFINITY TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8933 STONEBRIDGE AVE NW, NORTH CANTON, OH 44720-4657
Investor	Possibly a Property Investor

April 2024: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	LORAIN OH
Recording Date	Apr 24, 2024
Property Address	129 WESTMINSTER WAY, ELYRIA, OH 44035-8972
Document Number	0000010915
Map Reference	VOL 101 PG 40&41
Instrument Date	Apr 12, 2024
Instrument	2024-0010915
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 WESTMINSTER WAY, ELYRIA, OH 44035-8972

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,577.00	$82,210 (+%) Land $22,750 Building $59,460	$234,880 (-) Land $65,000 Building $169,880
2024	$3,577.00 (+12.45%)	$82,208 (+22.49%) Land $22,750 Building $59,458	$234,880 (+22.49%) Land $65,000 Building $169,880
2023	$3,181.00 (-4.5%)	$67,113 (+%) Land $19,023 Building $48,090	$191,750 (-) Land $54,350 Building $137,400
2022	$3,331.00	$67,110 Land $19,020 Building $48,090
2021			$191,750 Land $54,350 Building $137,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Breezeline, Verizon.

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