12896 Fall River Dr, South Lyon, MI 48178 Property Records

Livingston County property record for 12896 Fall River Dr, South Lyon, MI 48178

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,861 sqft · built 2013
Lot Size	2.81 acres (122,796 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (Nov 2012)
Tax Bill	$7,669 (2025)
Deeds & Mortgages	May 2026 Mortgage Feb 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`16-26-402-010`

Property Details

APN / Parcel Number

Primary APN	`16-26-402-010`
Alternative APN	`471626402010`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,861 sqft Living Area
1st Floor Area	1,760 sqft
Basement Area	1,436 sqft
Unfinished Basement	1,436 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	122,796 sqft (2.81 acres)
Lot Dimensions	331 ft deep x 534 ft wide
Garage Area	964 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12896 FALL RIVER DR
City	SOUTH LYON
State	MI
Zip	48178-8173
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SEC 26 T1N R6E LAKESIDE ESTATES SUBDIVISION LOT 10.
Legal Range	06E
Legal Township	01N
Legal Section	26
Legal Subdivision	LAKESIDE
Legal Tract	744800
Legal Lot Number	10
Jurisdiction	LIVINGSTON MI
Township / Civil Division	GREEN OAK
Census Block Group	3
Census Block	3021
Census Tract	744800

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12896 FALL RIVER DR, SOUTH LYON, MI 48178-8173
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage PUBLIC SERVICES CREDIT UNION
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2012 · Amount on Record
Deed Sale	Nov 6, 2012 · Amount on Record
Deed Document Number	201239528
Prior Transfer Date	Oct 18, 2012
Prior Transfer Doc	0000038272
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Recording Date	May 22, 2026
Property Address	12896 FALL RIVER DR, SOUTH LYON, MI 48178-8173
Document Number	0000010997
Instrument Date	Apr 10, 2026
Instrument	202610997
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12896 FALL RIVER DR, SOUTH LYON, MI 48178-8173

Mortgage

Document Number	0000010997,
Date	May 22, 2026
Instrument	202610997

Lender

Name	PUBLIC SERVICES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 28, 2041

Interest

Rate Type	Fixed Rate
Rate	5.5%
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	12896 FALL RIVER DR, SOUTH LYON, MI 48178-8173
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12896 FALL RIVER DR, SOUTH LYON, MI 48178-8173

Mortgage

Document Number	0000006443
Date	Feb 9, 2021
Instrument	2021R-006443

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Green Oak Township
Unified School District	South Lyon Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,200 (-5.98%)	$666,400 (-5.98%)
2025	$7,669.00 (+11.84%) Homeowner's exemption	$354,400 (+25.19%)	$708,800 (+25.19%)
2023		$283,100
2021			$566,200
2019	$6,857.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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