12894 SE Bluff Dr, Clackamas, OR 97015 Property Records

Clackamas County property record for 12894 SE Bluff Dr, Clackamas, OR 97015

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,904 sqft · built 1994
Lot Size	0.183 acres (8,001 sqft)
Owner	Individual Name on File
Last Sale	$313,000 (Mar 2005)
Tax Bill	$8,879 (2025)
Deeds & Mortgages	Mar 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`22E11BD04119`

Property Details

APN / Parcel Number

Primary APN	`22E11BD04119`
Alternative APN	`01547552`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,904 sqft Living Area
1st Floor Area	1,912 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Other
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	8,001 sqft
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	01547552
Street Address	12894 SE BLUFF DR
City	CLACKAMAS
State	OR
Zip	97015-9273
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8.5
Legal Description	3008 WINCHESTER ESTATES LT 11
Legal Range	02E
Legal Township	02S
Legal Section	11
Legal Quarter	NW
Quarter-Quarter Section	SE
Legal Subdivision	WINCHESTER ESTATES
Legal Lot Number	11
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	3
Census Block	3000
Census Tract	22105

Owner

12894 SE Bluff Dr is owned and occupied by an individual who bought it in March 2005.

Source: Clackamas County records, as of November 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	12894 SE BLUFF DR, CLACKAMAS, OR 97015-9273
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2005 · Amount on File
Deed Sale	Mar 1, 2005 · Amount on File
Prior Sale	Mar 14, 2003 · Amount on File
Deed Document Number	2005-017891
Record Updated	Jun 8, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	12894 SE BLUFF DR, CLACKAMAS, OR 97015-9273
Transaction Type	Mortgage
Record Updated	Nov 18, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12894 SE BLUFF DR, CLACKAMAS, OR 97015-9273

Mortgage

Document Number	0000008427
Date	Mar 12, 2025
Instrument	2025-008427

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 12894 SE Bluff Dr was $8,879.

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Unified School District	North Clackamas School District 12 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,879.00	$467,538	$796,115 Land $202,085 Building $594,030
2023	$8,323.00	$440,700	$772,907 Land $193,837 Building $579,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12894 SE Bluff Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12894 SE Bluff Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNRISE WATER AUTHORITY serves 50,003 people · EPA ID OR4100635
Water Source	Purchased surface water from several systems
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20