12946 SE Bluff Dr, Clackamas, OR 97015 Property Records

Clackamas County property record for 12946 SE Bluff Dr, Clackamas, OR 97015

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,940 sqft · built 1994
Lot Size0.151 acres (6,607 sqft)
OwnerIndividual Name on Record
Last Sale$395,000 (Mar 2016)
Tax Bill$8,833 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Apr 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN22E11BD04120

Property Details

APN / Parcel Number

Primary APN22E11BD04120
Alternative APN
  • 01547561

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,940 sqft Living Area
1st Floor Area1,948 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Exterior MaterialOther
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area6,607 sqft
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number01547561
Street Address12946 SE BLUFF DR
CityCLACKAMAS
StateOR
Zip97015-9273
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8.5
Legal Description3008 WINCHESTER EST LT 12
Legal Range02E
Legal Township02S
Legal Section11
Legal QuarterNW
Quarter-Quarter SectionSE
Legal SubdivisionWINCHESTER EST
Legal Lot Number12
JurisdictionCLACKAMAS OR
Township / Civil DivisionNORTHWEST CLACKAMAS
Census Block Group3
Census Block3000
Census Tract22105

Owner

Source: Clackamas County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4380 S MACADAM AVE STE 245, 245, PORTLAND, OR 97239-6426
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROOT EXECUTIVES LLC
Apr 12, 2022Deed of Trust, Mortgage · Line of Credit
ONPOINT COMMUNITY CU
Dec 15, 2017Deed of Trust, Mortgage · Conventional Mortgage
CMG MORTGAGE INC
Jun 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
ROOT EXECUTIVES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 28, 2016 · Amount on Record
Deed SaleMar 28, 2016 · Amount on Record
Prior SaleSep 24, 1999 · Amount on Record
Deed Document Number2016-020012
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address12946 SE BLUFF DR, CLACKAMAS, OR 97015-9273
Transaction TypeMortgage
Record UpdatedNov 18, 2025
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000019963
DateFeb 25, 2021
Instrument2021-019963
Lender
NameROOT EXECUTIVES LLC
TypeMortgage Company
AddressCLACKAMAS, OR 97015
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address12946 SE BLUFF DR, CLACKAMAS, OR 97015-9273
Transaction TypeMortgage
Record UpdatedNov 18, 2025
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021553
DateApr 12, 2022
Instrument2022-021553
Lender
NameONPOINT COMMUNITY CU
TypeCredit Union
AddressPORTLAND, OR 97208
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 7, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address12946 SE BLUFF DR, CLACKAMAS, OR 97015-9273
Transaction TypeMortgage
Record UpdatedAug 26, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000084350
DateDec 15, 2017
Instrument2017-084350
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2048

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address12946 SE BLUFF DR, CLACKAMAS, OR 97015-9273
Transaction TypeMortgage
Record UpdatedAug 26, 2022
Title CompanyFIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000043235
DateJun 10, 2020
Instrument2020-043235
Lender
NameROOT EXECUTIVES LLC
TypeMortgage Company
AddressCLACKAMAS, OR 97015
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClackamas County
Unified School DistrictNorth Clackamas School District 12 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,833.00 (+6.68%)$465,101 (+6.09%)$790,168 (+2.99%) Land $191,638 Building $598,530
2023$8,280.00$438,403$767,246 Land $183,816 Building $583,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUNRISE WATER AUTHORITY
serves 50,003 people · EPA ID OR4100635
Water SourcePurchased surface water from several systems
Last State InspectionMay 2022
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
6,000 / 6,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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