12970 SE Bluff Dr, Clackamas, OR 97015 Property Records

Clackamas County property record for 12970 SE Bluff Dr, Clackamas, OR 97015

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 3,391 sqft · built 1994
Lot Size	0.142 acres (6,208 sqft)
Owner	2 Owner Names on File
Last Sale	$330,000 (Jan 2005)
Tax Bill	$14,396 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22E11BD04121`

Property Details

APN / Parcel Number

Primary APN	`22E11BD04121`
Alternative APN	`01547570`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,391 sqft Living Area
1st Floor Area	1,231 sqft
2nd Floor Area	943 sqft
Attic Area	943 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Other
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,208 sqft
Garage Area	670 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	01547570
Street Address	12970 SE BLUFF DR
City	CLACKAMAS
State	OR
Zip	97015-9273
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8.5
Legal Description	3008 WINCHESTER ESTATES LT 13
Legal Range	02E
Legal Township	02S
Legal Section	11
Legal Quarter	NW
Quarter-Quarter Section	SE
Legal Subdivision	WINCHESTER ESTATES
Legal Lot Number	13
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	3
Census Block	3000
Census Tract	22105

Owner

The current owner of 12970 SE Bluff Dr bought it in January 2005.

Source: Clackamas County records, as of November 17, 2025

Owner of Record	2 Owner Names on File
Mailing Address	12970 SE BLUFF DR, CLACKAMAS, OR 97015-9273
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2005 · Amount on File
Deed Sale	Jan 24, 2005 · Amount on File
Deed Document Number	2005-006379
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	12970 SE BLUFF DR, CLACKAMAS, OR 97015-9273
Transaction Type	Mortgage
Record Updated	Nov 18, 2025
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014424
Date	Feb 10, 2021
Instrument	2021-014424

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 12970 SE Bluff Dr was $14,396.

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Unified School District	North Clackamas School District 12 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,396.00	$462,238	$785,278 Land $191,638 Building $593,640
2023	$7,281.00	$385,117	$669,366 Land $183,816 Building $485,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12970 SE Bluff Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12970 SE Bluff Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNRISE WATER AUTHORITY serves 50,003 people · EPA ID OR4100635
Water Source	Purchased surface water from several systems
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20