12862 SE Bluff Dr, Clackamas, OR 97015 Property Records

Clackamas County property record for 12862 SE Bluff Dr, Clackamas, OR 97015

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,716 sqft · built 1994
Lot Size0.218 acres (9,525 sqft)
Owner2 Individual Names on File
Last Sale$227,500 (Nov 1994)
Tax Bill$8,687 (2025)
Deeds & MortgagesFeb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN22E11BD04118

Property Details

APN / Parcel Number

Primary APN22E11BD04118
Alternative APN
  • 01547543

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,716 sqft Living Area
1st Floor Area1,834 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Exterior MaterialOther
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area9,525 sqft
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number01547543
Street Address12862 SE BLUFF DR
CityCLACKAMAS
StateOR
Zip97015-9273
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8.5
Legal Description3008 WINCHESTER ESTATES LT 10
Legal Range02E
Legal Township02S
Legal Section11
Legal QuarterNW
Quarter-Quarter SectionSE
Legal SubdivisionWINCHESTER ESTATES
Legal Lot Number10
JurisdictionCLACKAMAS OR
Township / Civil DivisionNORTHWEST CLACKAMAS
Census Block Group3
Census Block3000
Census Tract22105

Owner

12862 SE Bluff Dr is owned and occupied by two individuals who bought it in November 1994.

Source: Clackamas County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address12862 SE BLUFF DR, CLACKAMAS, OR 97015-9273
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 1994 · Amount on File
Deed SaleNov 1, 1994 · Amount on File
Deed Document Number1994-092774
Record UpdatedJun 8, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address12862 SE BLUFF DR, CLACKAMAS, OR 97015-9273
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012574
DateFeb 23, 2017
Instrument2017-012574
Lender
NameNATIONAL BANK OF KANSAS CITY
TypeBank
AddressLEAWOOD, KS 66211
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueJan 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12862 SE Bluff Dr was $8,687.

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClackamas County
Unified School DistrictNorth Clackamas School District 12 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,687.00$457,350$779,189 Land $209,549 Building $569,640
2023$8,143.00$431,098$756,326 Land $200,996 Building $555,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12862 SE Bluff Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12862 SE Bluff Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUNRISE WATER AUTHORITY
serves 50,003 people · EPA ID OR4100635
Water SourcePurchased surface water from several systems
Last State InspectionMay 2022
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, CenturyLink, Verizon, Ziply Fiber.

Nearby Properties on SE Bluff Dr

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