Cheboygan County property record for 1288 Rams Rd, Indian River, MI 49749
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.74 acres (32,234 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $251,000 (May 1999) |
| Tax Bill | $7,217 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 171-009-200-001-00 |
| Primary APN | 171-009-200-001-00 |
|---|
| Lot Area | 32,234 sqft (0.74 acres) |
|---|
| Street Address | 1288 RAMS RD |
|---|---|
| City | INDIAN RIVER |
| State | MI |
| Zip | 49749-9540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM NE SOR SEC 9, T35N,R2W; TH N 89D 38M 15S W 1310.40FT; TH S 00D 12M 30S W 1390.33FT; TH S 89D 16M W 967.62FT; TH S 41D 05M |
| Legal Range | 02W |
| Legal Township | 035 |
| Legal Section | 09 |
| Legal Lot Number | 13 |
| Jurisdiction | CHEBOYGAN MI |
| Township / Civil Division | KOEHLER |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 960500 |
Source: Cheboygan County records, as of June 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8756 CRESCENT BEACH RD, PIGEON, MI 48755-9616 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TCF NATIONAL BANK |
| Jun 2, 2017 | Warranty Deed, Transfer CHEMICAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 1999 · Amount on Record |
| Deed Sale | May 14, 1999 · Amount on Record |
| Deed Book / Page | 723 / 574 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 1288 RAMS RD, INDIAN RIVER, MI 49749-9540 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1288 RAMS RD, INDIAN RIVER, MI 49749-9540 |
| Document Number | 0000001411/0000000081 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | 0000001411/0000000081 |
| Name | TCF NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Jun 2, 2017 |
| Property Address | 1288 RAMS RD, INDIAN RIVER, MI 49749-9540 |
| Document Number | 01333/0981 |
| Book / Page | 1333 / 0981 |
| Instrument Date | May 26, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2022 |
| Title Company | ATTORNEY'S TITLE, ATTORNEYS TITLE AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10423 STONEY POINT DR, 10423, SOUTH LYON, MI 48178-8051 |
| Name | Verified Name |
|---|---|
| Address | 140 N STURM RD, PIGEON, MI 48755-9667 |
| Document Number | 01333/0983 |
|---|---|
| Date | Jun 2, 2017 |
| Book Page | 1333/0983 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Address | WYOMING, MI 49519 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 1, 2047 |
Source: Cheboygan County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cheboygan County |
| County Subdivision | Koehler Township |
| Unified School District | Inland Lakes Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $525,500 (+97.93%) | $1,051,000 (+97.93%) | |
| 2025 | $7,217.00 (+9.83%) | ||
| 2023 | $265,500 | $531,000 | |
| 2022 | $6,571.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Apr 2026 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Presque Isle Connect Fiber | 1,000 / 1,000 |
| Spectrum Fiber · Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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