12862 Springhill Dr, Winnebago, IL 61088 Property Records

Winnebago County property record for 12862 Springhill Dr, Winnebago, IL 61088

Property Summary

Property TypeSingle Family Home
Details1,380 sqft · built 2002
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on File
Last Sale$200,000 (May 2022)
Deeds & MortgagesMay 2022 Sale & Mortgage
Nov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-25-452-014

Property Details

APN / Parcel Number

Primary APN09-25-452-014
Alternative APN
  • 457 227

Interior

Building Area1,380 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Lot Area11,326 sqft (0.26 acres)
Garage TypeAttached

Location & Zoning

Old Parcel Number457 227
Street Address12862 SPRINGHILL DR
CityWINNEBAGO
StateIL
Zip61088-8042
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePCD
Legal DescriptionWESTLAKE VILLAGE NO 2 PT S 1/2 SEC 25-27-10 LOT 217
Legal Range10
Legal Township27
Legal Section25
Legal SubdivisionWESTLAKE VILLAGE 02
Legal Lot Number217
JurisdictionWINNEBAGO IL
Township / Civil DivisionPECATONICA
Census Block Group4
Census Block4038
Census Tract4300

Owner

Source: Winnebago County records · APN 09-25-452-014

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12862 SPRINGHILL DR, WINNEBAGO, IL 61088-8042
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 05, 2022Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE INC
Nov 04, 2020Warranty Deed, Transfer · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 05, 2022 · Amount on Record
Deed SaleMay 05, 2022 · Amount on Record
Prior SaleNov 04, 2020 · Amount on Record
Deed Document Number2214392
Record UpdatedJun 07, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateMay 05, 2022
Property Address12862 SPRINGHILL DR, WINNEBAGO, IL 61088-8042
Document Number0000014392
Map ReferenceBK41 PG2A 2B 3A 3B
Instrument DateMay 02, 2022
Instrument2214392
Transaction TypeTransfer
Record UpdatedJun 01, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$300.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12862 SPRINGHILL DR, WINNEBAGO, IL 61088-8042

Mortgage

Document Number0000014393
DateMay 05, 2022
Instrument2214393
Lender
NameCROSSCOUNTRY MORTGAGE INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate5.25%

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateNov 04, 2020
Property Address12862 SPRINGHILL DR, WINNEBAGO, IL 61088-8042
Document Number0001033717
Instrument DateNov 02, 2020
Instrument1033717
Transaction TypeTransfer
Record UpdatedNov 23, 2020
Title CompanyTITLE UNDERWRITERS AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$240.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12862 SPRINGHILL DR WINNEBAGO IL 610888042, WINNEBAGO, IL 61088-8042

Mortgage

Document Number1033718
DateNov 04, 2020
Instrument1033718
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueNov 03, 2035

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionPecatonica Township
Unified School DistrictPecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$55,100 Land $10,178 Building $44,922$165,300 Land $30,534 Building $134,766

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 12, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: AaroBand, Computer Dynamics of NW Illinois.

Based on FCC filings for 67 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemIL AMERICAN-WESTLAKE
private · serves 1,493 people
Water SourceGroundwater
Last State InspectionFeb 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Springhill Dr

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