12829 Springhill Dr, Winnebago, IL 61088 Property Records

Winnebago County property record for 12829 Springhill Dr, Winnebago, IL 61088

Property Summary

Property Type	Single Family Home
Details	1,392 sqft · built 2003
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$167,500 (Oct 2020)
Tax Bill	$4,562 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Feb 2020 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`09-25-451-014`

Property Details

APN / Parcel Number

Primary APN	`09-25-451-014`
Alternative APNs	`925451014` `457 185`

Interior

Building Area	1,392 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	684 sqft

Location & Zoning

Street Address	12829 SPRINGHILL DR
City	WINNEBAGO
State	IL
Zip	61088-8041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PCD
Legal Description	WESTLAKE VILLAGE NO 2 PT S 1/2 SEC 25-27-10 LOT 175
Legal Range	10
Legal Township	27
Legal Section	25
Legal Subdivision	WESTLAKE VILLAGE NO 2
Legal Lot Number	175
Jurisdiction	WINNEBAGO IL
Township / Civil Division	PECATONICA
Census Block Group	4
Census Block	4030
Census Tract	4300

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12829 SPRINGHILL DR, WINNEBAGO, IL 61088-8041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Grant Deed, Transfer · Conventional with PMI ENVOY MTG
Feb 19, 2020	Grant Deed, Transfer ATTORNEY TITLE GUARANTY, ATTORNEY TITLE GNTY
Mar 18, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2020 · Amount on Record
Deed Sale	Oct 23, 2020 · Amount on Record
Prior Sale	Feb 19, 2020 · Amount on Record
Deed Document Number	20201032280
Prior Transfer Date	Sep 2, 2020
Prior Transfer Doc	0001032280
Record Updated	Oct 29, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Oct 23, 2020
Property Address	12829 SPRINGHILL DR, WINNEBAGO, IL 61088-8041
Document Number	0001032280
Instrument Date	Sep 2, 2020
Instrument	1032280
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	INGEO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$251.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6052 KILBURN AVE ROCKFORD IL 611018534, ROCKFORD, IL 61101-8534

Mortgage

Document Number	1032281
Date	Oct 23, 2020
Instrument	1032281

Lender

Name	ENVOY MTG
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

Mortgage

Document Number	1032282,
Date	Oct 23, 2020
Instrument	1032282

Lender

Name	ILLINOIS HSNG DEV AUTHORITY
Address	CHICAGO, IL 60601

Agreement

Amount	Amount Recorded

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Feb 19, 2020
Property Address	12829 SPRINGHILL DR, WINNEBAGO, IL 61088-8041
Document Number	0001004773
Instrument Date	Jan 31, 2020
Instrument	1004773
Transaction Type	Transfer
Record Updated	Mar 2, 2020
Title Company	ATTORNEY TITLE GUARANTY, ATTORNEY TITLE GNTY

Transaction

Amount	Amount Recorded
Tax	$161.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 6323 ROCKFORD IL 611251323, ROCKFORD, IL 61125-1323

March 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Mar 18, 2019
Property Address	12829 SPRINGHILL DR, WINNEBAGO, IL 61088-8041
Document Number	0001006436
Instrument Date	Mar 5, 2019
Instrument	1006436
Transaction Type	Foreclosure
Record Updated	Apr 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3217 DECKER LAKE DR SALT LAKE CITY UT 841193284, SALT LAKE CITY, UT 84119-3284

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Pecatonica Township
Unified School District	Pecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,562.00	$74,962 (+26.69%) Land $13,597 Building $61,365	$224,886 (+26.69%) Land $40,791 Building $184,095
2022	Homeowner's exemption	$59,169 Land $10,733 Building $48,436	$177,507 Land $32,199 Building $145,308

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-WESTLAKE private · serves 1,493 people · EPA ID IL2010070
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AaroBand.

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