Winnebago County property record for 12877 Springhill Dr, Winnebago, IL 61088 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,400 sqft · built 2003 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $25,000 (Jul 2003) |
| Tax Bill | $5,295 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Feb 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 09-25-451-011 |
| Primary APN | 09-25-451-011 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,400 sqft Living Area |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Attached |
| Garage Area | 760 sqft |
| Account Number | 457 188 |
|---|---|
| Street Address | 12877 SPRINGHILL DR |
| City | WINNEBAGO |
| State | IL |
| Zip | 61088-8041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTLAKE VILLAGE NO 2 PT S 1/2 SEC 25-27-10 LOT 178 |
| Legal Range | 10 |
| Legal Township | 27 |
| Legal Section | 25 |
| Legal Subdivision | WESTLAKE VILLAGE NO 2 |
| Legal Lot Number | 178 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | PECATONICA |
| Census Block Group | 4 |
| Census Block | 4030 |
| Census Tract | 4300 |
Source: Winnebago County records · APN 09-25-451-011
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12877 SPRINGHILL DR, WINNEBAGO, IL 61088-8041 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 23, 2021 | Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP |
| Feb 17, 2017 | Deed of Trust, Mortgage · FHA Mortgage FRESH START MTG SOLUTIONS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 24, 2003 · Amount on Record |
| Deed Sale | Jul 24, 2003 · Amount on Record |
| Deed Document Number | 2003370647 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 12877 SPRINGHILL DR, WINNEBAGO, IL 61088-8041 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000034038 |
|---|---|
| Date | Sep 23, 2021 |
| Instrument | 2134038 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 12877 SPRINGHILL DR, WINNEBAGO, IL 61088-8041 |
| Document Number | 0001005570 |
| Instrument Date | Feb 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 07, 2017 |
| Title Company | ALL STAR TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12877 SPRINGHILL DR WINNEBAGO IL 610888041, WINNEBAGO, IL 61088-8041 |
| Document Number | 0001005570 |
|---|---|
| Date | Feb 23, 2017 |
| Instrument | 1005570 |
| Name | FRESH START MTG SOLUTIONS INC |
|---|---|
| Address | BALTIMORE, MD 21220 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 22, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Winnebago County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Pecatonica Township |
| Unified School District | Pecatonica Community Unit School District 321 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,295.00 | $86,044 (+26.69%) Land $13,597 Building $72,447 | $258,132 (+26.69%) Land $40,791 Building $217,341 |
| 2022 | Homeowner's exemption | $67,916 Land $10,733 Building $57,183 | $203,748 Land $32,199 Building $171,549 |
Source: FEMA National Flood Hazard Layer, Winnebago County (17201C), updated July 12, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 172010043004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Nearby Flood Policies | 3 in force 2 of 3 on primary residences |
| Wildfire Risk | Low above 3% of the US · above 21% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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