12861 Springhill Dr, Winnebago, IL 61088 Property Records

Winnebago County property record for 12861 Springhill Dr, Winnebago, IL 61088

Property Summary

Property Type	Single Family Home
Details	1,764 sqft · built 2002
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Apr 2020)
Tax Bill	$5,267 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`09-25-451-012`

Property Details

APN / Parcel Number

Primary APN	`09-25-451-012`
Alternative APNs	`925451012` `457 187`

Interior

Building Area	1,764 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	760 sqft

Location & Zoning

Street Address	12861 SPRINGHILL DR
City	WINNEBAGO
State	IL
Zip	61088-8041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PCD
Legal Description	WESTLAKE VILLAGE NO 2 PT S 1/2 SEC 25-27-10 LOT 177
Legal Range	10
Legal Township	27
Legal Section	25
Legal Subdivision	WESTLAKE VILLAGE NO 2
Legal Lot Number	177
Jurisdiction	WINNEBAGO IL
Township / Civil Division	PECATONICA
Census Block Group	4
Census Block	4030
Census Tract	4300

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12861 SPRINGHILL DR, WINNEBAGO, IL 61088-8041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 10, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2020 · Amount on Record
Deed Sale	Apr 10, 2020 · Amount on Record
Prior Sale	Nov 15, 2002 · Amount on Record
Deed Document Number	20209515
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	12861 SPRINGHILL DR, WINNEBAGO, IL 61088-8041
Transaction Type	Mortgage
Record Updated	Oct 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033940
Date	Sep 23, 2021
Instrument	2133940

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Apr 10, 2020
Property Address	12861 SPRINGHILL DR, WINNEBAGO, IL 61088-8041
Document Number	0001009515
Instrument Date	Apr 3, 2020
Instrument	1009515
Transaction Type	Transfer
Record Updated	May 28, 2020
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12861 SPRINGHILL DR WINNEBAGO IL 610888041, WINNEBAGO, IL 61088-8041

Mortgage

Document Number	1009516
Date	Apr 10, 2020
Instrument	1009516

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Pecatonica Township
Unified School District	Pecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,267.00	$79,622 (+26.69%) Land $13,597 Building $66,025	$238,866 (+26.69%) Land $40,791 Building $198,075
2022		$62,847 Land $10,733 Building $52,114	$188,541 Land $32,199 Building $156,342

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-WESTLAKE private · serves 1,493 people · EPA ID IL2010070
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AaroBand.

Nearby Properties on Springhill Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures