12890 Springhill Dr, Winnebago, IL 61088 Property Records

Winnebago County property record for 12890 Springhill Dr, Winnebago, IL 61088

Property Summary

Property Type	Single Family Home
Details	1,384 sqft · built 2002
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$124,800 (Oct 2002)
Tax Bill	$4,395 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-25-452-012`

Property Details

APN / Parcel Number

Primary APN	`09-25-452-012`
Alternative APNs	`925452012` `457 225`

Interior

Building Area	1,384 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	440 sqft

Location & Zoning

Account Number	457 225
Street Address	12890 SPRINGHILL DR
City	WINNEBAGO
State	IL
Zip	61088-8042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PCD
Legal Description	WESTLAKE VILLAGE NO 2 PT S 1/2 SEC 25-27-10 LOT 215
Legal Range	10
Legal Township	27
Legal Section	25
Legal Subdivision	WESTLAKE VILLAGE NO 2
Legal Lot Number	215
Jurisdiction	WINNEBAGO IL
Township / Civil Division	PECATONICA
Census Block Group	4
Census Block	4038
Census Tract	4300

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12890 SPRINGHILL DR, WINNEBAGO, IL 61088-8042
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 21, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2002 · Amount on Record
Deed Sale	Oct 4, 2002 · Amount on Record
Deed Document Number	2002272246
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	12890 SPRINGHILL DR, WINNEBAGO, IL 61088-8042
Transaction Type	Mortgage
Record Updated	Jul 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017145
Date	Jun 1, 2022
Instrument	2217145

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2042

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	12890 SPRINGHILL DR, WINNEBAGO, IL 61088-8042
Document Number	0001032159
Instrument Date	Oct 17, 2020
Transaction Type	Mortgage
Record Updated	Nov 6, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12890 SPRINGHILL DR WINNEBAGO IL 610888042, WINNEBAGO, IL 61088-8042

Mortgage

Document Number	0001032159
Date	Oct 23, 2020
Instrument	1032159

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 22, 2040

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	12890 SPRINGHILL DR, WINNEBAGO, IL 61088-8042
Document Number	0001032569
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12890 SPRINGHILL DR WINNEBAGO IL 610888042, WINNEBAGO, IL 61088-8042

Mortgage

Document Number	0001032569
Date	Sep 27, 2019
Instrument	1032569

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	12890 SPRINGHILL DR, WINNEBAGO, IL 61088-8042
Document Number	0001005321
Instrument Date	Feb 21, 2018
Transaction Type	Mortgage
Record Updated	Mar 20, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12890 SPRINGHILL DR WINNEBAGO IL 610888042, WINNEBAGO, IL 61088-8042

Mortgage

Document Number	0001005321
Date	Feb 27, 2018
Instrument	1005321

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2048

Interest

Rate Type	Fixed Rate
Rate	5.12%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Pecatonica Township
Unified School District	Pecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,395.00	$72,442 (+36.08%) Land $12,913 Building $59,529	$217,326 (+36.08%) Land $38,739 Building $178,587
2022	Homeowner's exemption	$53,236 Land $10,192 Building $43,044	$159,708 Land $30,576 Building $129,132

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-WESTLAKE private · serves 1,493 people · EPA ID IL2010070
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AaroBand, JCWIFI.com.

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