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12845 Springhill Dr, Winnebago, IL 61088 Property Records

Winnebago County property record for 12845 Springhill Dr, Winnebago, IL 61088 · Last verified May 2024

Property Summary

Property TypeSingle Family Home
Details1,752 sqft · built 2003
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Apr 2023)
Deeds & MortgagesApr 2023 Sale & Mortgage
Nov 2019 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN09-25-451-013

Property Details

APN / Parcel Number

Primary APN09-25-451-013
Alternative APN
  • 457 186

Interior

Building Area1,752 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Lot Area13,068 sqft (0.3 acres)
Garage TypeAttached

Location & Zoning

Old Parcel Number457 186
Street Address12845 SPRINGHILL DR
CityWINNEBAGO
StateIL
Zip61088-8041
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWESTLAKE VILLAGE NO 2 PT S 1/2 SEC 25-27-10 LOT 176
Legal Range10
Legal Township27
Legal Section25
Legal SubdivisionWESTLAKE VILLAGE 02
Legal Lot Number176
JurisdictionWINNEBAGO IL
Township / Civil DivisionPECATONICA
Census Block Group4
Census Block4030
Census Tract4300

Owner

Source: Winnebago County records · APN 09-25-451-013

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address12845 SPRINGHILL DR, WINNEBAGO, IL 61088-8041
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 04, 2023Warranty Deed, Transfer · Conventional Mortgage
LUTHERAN CHURCH EXTENSION FUND
Nov 25, 2019Warranty Deed, Transfer · FHA Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 04, 2023 · Amount on Record
Deed SaleApr 04, 2023 · Amount on Record
Prior SaleNov 25, 2019 · Amount on Record
Deed Document Number2306898
Record UpdatedJun 07, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateApr 04, 2023
Property Address12845 SPRINGHILL DR, WINNEBAGO, IL 61088-8041
Document Number0000006898
Map ReferenceBK43 PG63
Instrument DateMar 31, 2023
Instrument2306898
Transaction TypeTransfer
Record UpdatedApr 19, 2023
Title CompanyTULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$337.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12845 SPRINGHILL DR, WINNEBAGO, IL 61088-8041

Mortgage

Document Number0000006899
DateApr 04, 2023
Instrument2306899
Lender
NameLUTHERAN CHURCH EXTENSION FUND
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2053
Interest
Rate TypeFixed Rate
Rate4.38%

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateNov 25, 2019
Property Address12845 SPRINGHILL DR, WINNEBAGO, IL 61088-8041
Document Number0001039083
Instrument DateNov 20, 2019
Instrument1039083
Transaction TypeTransfer
Record UpdatedDec 18, 2019
Title CompanyTITLE UNDERWRITERS AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$254.85
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12845 SPRINGHILL DR WINNEBAGO IL 610888041, WINNEBAGO, IL 61088-8041

Mortgage

Document Number1039084
DateNov 25, 2019
Instrument1039084
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 24, 2049
Interest
Rate TypeFixed Rate
Rate4.62%

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionPecatonica Township
Unified School DistrictPecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$64,830 Land $10,733 Building $54,097$194,490 Land $32,199 Building $162,291

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Winnebago County (17201C), updated July 12, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 172010043004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
above 3% of the US · above 21% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 177 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20

May also be available at this address: AaroBand. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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