128 S Main St, Bancroft, MI 48414 Property Records

Shiawassee County property record for 128 S Main St, Bancroft, MI 48414

Property Summary

Property Type	Single Family Home
Lot Size	0.453 acres (19,761 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,468 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`011-60-011-007`

Property Details

APN / Parcel Number

Primary APN	`011-60-011-007`
Alternative APN	`0116001100700`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,483 sqft Living Area
1st Floor Area	1,435 sqft
Basement Area	510 sqft
Unfinished Basement	510 sqft

Exterior

Year Built	Built 1882
Effective Year Built	Effective 1882
Lot Area	19,761 sqft (0.453 acres)
Garage Area	704 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	128 S MAIN ST
City	BANCROFT
State	MI
Zip	48414-7737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BANCROFT VILLAGE ORIG PLAT LOTS 5 & 6 & 7 BLK 11
Legal Subdivision	BANCROFT VILLAGE
Legal Block	11
Legal Lot Number	5-6
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	SHIAWASSEE
Census Block Group	3
Census Block	3050
Census Tract	31302

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	128 S MAIN ST, BANCROFT, MI 48414-7737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Oct 29, 2019	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	128 S MAIN ST, BANCROFT, MI 48414-7737
Transaction Type	Mortgage
Record Updated	Jan 6, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 S MAIN ST, BANCROFT, MI 48414-7737

Mortgage

Document Number	0012910095
Date	Dec 27, 2021
Book Page	1291/95
Instrument	3354994

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	128 S MAIN ST, BANCROFT, MI 48414-7737
Document Number	0012620704
Instrument Date	Oct 29, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	128 S MAIN ST BANCROFT MI 484147737, BANCROFT, MI 48414-7737

Mortgage

Document Number	0012620704
Date	Nov 4, 2019
Book Page	001262/000704
Instrument	3326272

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	216 Months
Due	Nov 3, 2037

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Bancroft Village
County	Shiawassee County
County Subdivision	Shiawassee Township
Unified School District	Durand Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,800 (-0.3%)	$197,600 (-0.3%)
2025	$1,468.00 (+2.73%) Homeowner's exemption	$99,100 (+4.98%)	$198,200 (+4.98%)
2024	$1,429.00 (+11.99%)
2023	$1,276.00 Homeowner's exemption	$94,400	$188,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF BANCROFT serves 616 people · EPA ID MI0000370
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: DayStarr, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Main St

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