Shiawassee County property record for 121 S Main St, Bancroft, MI 48414
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.112 acres (4,907 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,928 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 011-60-010-011 |
| Primary APN | 011-60-010-011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,006 sqft Living Area |
| 1st Floor Area | 1,184 sqft |
| Basement Area | 264 sqft |
| Unfinished Basement | 264 sqft |
| Year Built | Built 1876 |
|---|---|
| Effective Year Built | Effective 1876 |
| Lot Area | 4,907 sqft (0.112 acres) |
| Garage Area | 308 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 121 S MAIN ST |
|---|---|
| City | BANCROFT |
| State | MI |
| Zip | 48414-7737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGE OF BANCROFT ORIGINAL PLAT N 12 OF LOT 10 & S 14 OF LOT 11 BLK 10 |
| Legal Subdivision | BANCROFT VILLAGE |
| Legal Block | 10 |
| Legal Lot Number | 10-11 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | SHIAWASSEE |
| Census Block Group | 3 |
| Census Block | 3048 |
| Census Tract | 31302 |
Source: Shiawassee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 121 S MAIN ST, BANCROFT, MI 48414-7737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 17, 2019 | Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BK |
| Jun 30, 2018 | Loan Modification, Mortgage · FHA Mortgage JPMORGAN CHASE BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 121 S MAIN ST, BANCROFT, MI 48414-7737 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 121 S MAIN ST, BANCROFT, MI 48414-7737 |
| Document Number | 0013050400 |
|---|---|
| Date | Mar 29, 2023 |
| Book Page | 1305/400 |
| Instrument | 3369494 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 121 S MAIN ST, BANCROFT, MI 48414-7737 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 121 S MAIN ST 131, 131, BANCROFT, MI 48414-7737 |
| Document Number | 0012890597 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | 1289/597 |
| Instrument | 3353430 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Oct 17, 2019 |
| Property Address | 121 S MAIN ST, BANCROFT, MI 48414-7737 |
| Document Number | 0012620173 |
| Book / Page | 001262 / 000173 |
| Instrument Date | Oct 11, 2019 |
| Instrument | 3325740 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2019 |
| Title Company | SELECT TITLE COMPANY, SELECT TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $824.25 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 282 CIMARRON DR HOWELL MI 488557103, HOWELL, MI 48855-7103 |
| Document Number | 12620174 |
|---|---|
| Date | Oct 17, 2019 |
| Book Page | 001262/000174 |
| Instrument | 3325741 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098-2639 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 16, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 121 S MAIN ST, BANCROFT, MI 48414-7737 |
| Document Number | 0012480185 |
| Instrument Date | Jun 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 307 BANCROFT MI 484140307, BANCROFT, MI 48414-0307 |
| Document Number | 0012480185 |
|---|---|
| Date | Jul 19, 2018 |
| Book Page | 001248/000185 |
| Instrument | 3311559 |
| Name | JPMORGAN CHASE BK NA |
|---|---|
| Address | MONROE, LA 71203-4774 |
| Type | FHA Mortgage |
|---|
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Bancroft Village |
| County | Shiawassee County |
| County Subdivision | Shiawassee Township |
| Unified School District | Durand Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $67,400 (+0.9%) | $134,800 (+0.9%) | |
| 2025 | $1,928.00 (+2.72%) Homeowner's exemption | $66,800 (+4.38%) | $133,600 (+4.38%) |
| 2024 | $1,877.00 (+10.74%) | ||
| 2023 | $1,695.00 Homeowner's exemption | $64,000 | $128,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF BANCROFT serves 616 people · EPA ID MI0000370 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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