127 S Main St, Bancroft, MI 48414 Property Records

Shiawassee County property record for 127 S Main St, Bancroft, MI 48414

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,184 sqft · built 1900
Lot Size	0.154 acres (6,710 sqft)
Owner	Individual Name on Record
Last Sale	$121,000 (Sep 2021)
Tax Bill	$1,637 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`011-60-010-008`

Property Details

APN / Parcel Number

Primary APN	`011-60-010-008`
Alternative APN	`0116001000800`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,184 sqft Living Area
1st Floor Area	768 sqft
Basement Area	352 sqft
Unfinished Basement	352 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	6,710 sqft (0.154 acres)
Garage Area	216 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	127 S MAIN ST
City	BANCROFT
State	MI
Zip	48414-7737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BANCROFT VILL ORIG PLAT LOT 8 & S 12 OF LOT 9 EX E 42 FT BLK 10 L1014-828
Legal Subdivision	BANCROFT VILLAGE
Legal Block	10
Legal Lot Number	8-9
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	SHIAWASSEE
Census Block Group	3
Census Block	3048
Census Tract	31302

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	127 S MAIN ST, BANCROFT, MI 48414-7737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK
Sep 24, 2021	Warranty Deed, Transfer · Conventional Mortgage MID-AMERICAN MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2021 · Amount on Record
Deed Sale	Sep 24, 2021 · Amount on Record
Deed Document Number	20213351616
Deed Book / Page	1287 / 805
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Recording Date	Jul 21, 2026
Property Address	127 S MAIN ST, BANCROFT, MI 48414-7737
Document Number	0003405383
Book / Page	1340 / 769
Instrument Date	Jul 8, 2026
Instrument	20263405383
Transaction Type	Mortgage
Record Updated	Aug 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 S MAIN ST, BANCROFT, MI 48414-7737

Mortgage

Document Number	0003405383,
Date	Jul 21, 2026
Book Page	1340/769
Instrument	20263405383

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.52%
Max Rate	-1%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Sep 24, 2021
Property Address	127 S MAIN ST, BANCROFT, MI 48414-7737
Document Number	0012870805
Book / Page	1287 / 805
Map Reference	LB 1 PG 63
Instrument Date	Sep 9, 2021
Instrument	3351616
Transaction Type	Transfer
Record Updated	Oct 7, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$907.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	127 S MAIN ST, 127, BANCROFT, MI 48414-7737

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 S MAIN ST, BANCROFT, MI 48414-7737

Mortgage

Document Number	3351617
Date	Sep 24, 2021
Instrument	3351617

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Bancroft Village
County	Shiawassee County
County Subdivision	Shiawassee Township
Unified School District	Durand Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,800 (-0.38%)	$105,600 (-0.38%)
2025	$1,637.00 (-0.24%) Homeowner's exemption	$53,000 (+4.95%)	$106,000 (+4.95%)
2024	$1,641.00 (+9.69%)
2023	$1,496.00 Homeowner's exemption	$50,500	$101,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF BANCROFT serves 616 people · EPA ID MI0000370
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures