207 S Main St, Bancroft, MI 48414 Property Records

Shiawassee County property record for 207 S Main St, Bancroft, MI 48414

Property Summary

Property Type	Single Family Home
Lot Size	0.25 acres (10,905 sqft)
Owner	Individual Name on Record
Last Sale	$15,900 (Jul 2017)
Tax Bill	$607 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jul 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`011-69-012-003`

Property Details

APN / Parcel Number

Primary APN	`011-69-012-003`
Alternative APN	`0116901200300`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,304 sqft Living Area
1st Floor Area	1,011 sqft
Basement Area	391 sqft
Unfinished Basement	391 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	10,905 sqft (0.25 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	207 S MAIN ST
City	BANCROFT
State	MI
Zip	48414-7705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB OF OUTLOTS 1 2 3 OF ORIG PLAT BANCROFT VILL LOT 12 & S 12 OF LOT 13 OUTLOT 3 ALSO W 12 OF VACATED ALLEY THERETO
Legal Subdivision	PHILLIPS ADD
Legal Lot Number	12,13
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	SHIAWASSEE
Census Block Group	3
Census Block	3054
Census Tract	31302

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5856 DANA LYNN, GOODRICH, MI 48438-8905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMWEST FUNDING CORP
Jul 1, 2019	Deed of Trust, Mortgage · Line of Credit PFCU
May 16, 2018	Quit Claim Deed, Transfer ATA NATIONAL TITLE GROUP LLC
Jul 5, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2017 · Amount on Record
Deed Sale	Jul 5, 2017 · Amount on Record
Deed Document Number	20173299359
Deed Book / Page	1236 / 49
Prior Transfer Date	Apr 1, 2015
Prior Transfer Doc	0012100182
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	207 S MAIN ST, BANCROFT, MI 48414-7705
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5856 DANA LYNN, GOODRICH, MI 48438-8905

Mortgage

Document Number	0013340280
Date	Jan 6, 2026
Book Page	1334/280
Instrument	3398835

Lender

Name	AMWEST FUNDING CORP
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	207 S MAIN ST, BANCROFT, MI 48414-7705
Document Number	0012580959
Instrument Date	Jul 1, 2019
Transaction Type	Mortgage
Record Updated	Aug 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 S MAIN ST PORTLAND MI 48875, PORTLAND, MI 48875

Mortgage

Document Number	0012580959
Date	Jul 15, 2019
Book Page	001258/000959
Instrument	3322496

Lender

Name	PFCU
Address	PORTLAND, MI 48875

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	May 16, 2018
Property Address	207 S MAIN ST, BANCROFT, MI 48414-7705
Document Number	0012460260
Book / Page	001246 / 000260
Instrument Date	May 9, 2018
Instrument	3309632
Transaction Type	Transfer
Record Updated	Jun 7, 2018
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 S MAIN ST BANCROFT MI 484147705, BANCROFT, MI 48414-7705

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Jul 5, 2017
Property Address	207 S MAIN ST, BANCROFT, MI 48414-7705
Document Number	0012360049
Book / Page	001236 / 000049
Instrument Date	Jun 2, 2017
Instrument	3299359
Transaction Type	Transfer
Record Updated	Jul 31, 2017

Transaction

Amount	Amount Recorded
Tax	$119.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 S MAIN ST BANCROFT MI 484147705, BANCROFT, MI 48414-7705

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Bancroft Village
County	Shiawassee County
County Subdivision	Shiawassee Township
Unified School District	Durand Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,200 (-0.45%)	$88,400 (-0.45%)
2025	$607.00 (+2.53%) Homeowner's exemption	$44,400 (+5.21%)	$88,800 (+5.21%)
2024	$592.00 (+20.57%)
2023	$491.00 Homeowner's exemption	$42,200	$84,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF BANCROFT serves 616 people · EPA ID MI0000370
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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