Shiawassee County property record for 203 S Main St, Bancroft, MI 48414
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,448 sqft · built 1920 |
| Lot Size | 0.218 acres (9,503 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $101,000 (Dec 2005) |
| Tax Bill | $947 (2025) |
| Deeds & Mortgages | Feb 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 011-69-014-003 |
| Primary APN | 011-69-014-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,448 sqft Living Area |
| 1st Floor Area | 968 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 9,503 sqft (0.218 acres) |
| Garage Area | 900 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 203 S MAIN ST |
|---|---|
| City | BANCROFT |
| State | MI |
| Zip | 48414-7705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUB OF OUTLOTS 1 2 3 OF ORIG PLAT - BANCROFT VILL LOT 14 & N 12 OF LOT 13 OUTLOT 3 |
| Legal Subdivision | PHILLIPS ADD |
| Legal Lot Number | 13,14 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | SHIAWASSEE |
| Census Block Group | 3 |
| Census Block | 3054 |
| Census Tract | 31302 |
Source: Shiawassee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 203 S MAIN ST, BANCROFT, MI 48414-7705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2005 · Amount on Record |
| Deed Sale | Dec 8, 2005 · Amount on Record |
| Deed Document Number | 20053151246 |
| Deed Book / Page | 1089 / 71 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 203 S MAIN ST, BANCROFT, MI 48414-7705 |
| Document Number | 0012670414 |
| Instrument Date | Feb 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 203 S MAIN ST BANCROFT MI 484147705, BANCROFT, MI 48414-7705 |
| Document Number | 0012670414 |
|---|---|
| Date | Apr 2, 2020 |
| Book Page | 001267/000414 |
| Instrument | 3331057 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Rate | 3.87% |
|---|
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Bancroft Village |
| County | Shiawassee County |
| County Subdivision | Shiawassee Township |
| Unified School District | Durand Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $56,400 (-) | $112,800 (-) | |
| 2025 | $947.00 (+2.6%) Homeowner's exemption | $56,400 (+4.83%) | $112,800 (+4.83%) |
| 2024 | $923.00 (+15.23%) | ||
| 2023 | $801.00 Homeowner's exemption | $53,800 | $107,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF BANCROFT serves 616 people · EPA ID MI0000370 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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