100 E 4th St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 100 E 4th St, Waterloo, IA 50703 · Last verified June 2026

Property Summary

Property TypeOffice Building
Details53,462 sqft · built 1998
Lot Size0.995 acres (43,342 sqft)
OwnerCompany Name on File
Last Sale$6,200,000 (Aug 2025)
Tax Bill$121,656 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Aug 2023 Line of Credit
Flood ZoneZone X (reduced by levee)
APN8913-25-108-005

Property Details

APN / Parcel Number

Primary APN8913-25-108-005

Interior

Stories3 Stories
Building Area53,462 sqft Gross Area
1st Floor Area17,977 sqft
FlooringTile
Interior WallsWallboard/Drywall
Overhead DoorOverhead Door
ElevatorElevator

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialBrick
Construction TypeConcrete Block
Fire ResistanceFireproof Steel Frame
Roof MaterialUrethane Foam
Lot Area43,342 sqft (0.995 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address100 E 4TH ST
CityWATERLOO
StateIA
Zip50703-4714
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Legal DescriptionORIGINAL PLAT WATERLOO EAST LOT 9 BLK 3 SELY 55 FT LOT 10 BLK 3 & ALL THAT PART OF A TRACT OF LAND IN THE FRACT BLK OPPOSITE
Legal Range13W
Legal Township89N
Legal Section25
Legal SubdivisionORIGINAL PLAT WATERLOO EAST
Legal Block3
Legal Lot Number9,10
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2035
Census Tract100

Owner

Source: Black Hawk County records · APN 8913-25-108-005

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address715 MULBERRY ST, WATERLOO, IA 50703-5714
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 03, 2022Deed of Trust, Mortgage · Commercial Mortgage
BANK OF FARMINGTON
Aug 03, 2023Deed of Trust, Mortgage · Line of Credit
STATE BANK OF GRAYMONT

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 06, 2025 · Amount on Record
Deed SaleAug 06, 2025 · Amount on Record
Deed Document Number202511373
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address100 E 4TH ST, WATERLOO, IA 50703-4714
Transaction TypeMortgage
Record UpdatedOct 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 N MAIN ST, DAVENPORT, IA 52801-1913

Mortgage

Document Number202200015824
DateFeb 03, 2022
Instrument202200015824
Lender
NameBANK OF FARMINGTON
TypeBank
AddressFARMINGTON, IL 61531
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address100 E 4TH ST, WATERLOO, IA 50703-4714
Transaction TypeMortgage
Record UpdatedOct 20, 2023
Title CompanyMERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address201 N HARRISON ST 402, 402, DAVENPORT, IA 52801-1918

Mortgage

Document Number202400001594
DateAug 03, 2023
Instrument202400001594
Lender
NameSTATE BANK OF GRAYMONT
TypeBank
AddressPONTIAC, IL 61764
Agreement
TypeLine of Credit
AmountAmount Recorded
Term11 Months
DueJul 25, 2024

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$121,656.00$5,442,360 (+4.99%) Land $248,750 Building $5,193,610$5,442,360 (+4.99%) Land $248,750 Building $5,193,610
2024$121,656.00 (-32.99%)
2023$5,183,630 (+2.07%) Land $248,750 Building $4,934,880$5,183,630 (+2.07%) Land $248,750 Building $4,934,880
2022$181,554.00$5,078,600 Land $124,380 Building $4,954,220
2021$5,078,600 Land $124,380 Building $4,954,220

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130001002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 8 individual NFIP policies nearby
Nearby Flood Policies8 in force
Nearby Flood Claims2 (1978–1991)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 1991, river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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