127 Monte Vista, #15, San Clemente, CA 92672 Property Records

Orange County property record for 127 Monte Vista, #15, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,250 sqft · built 1962
Owner	2 Company Names on File
Last Sale	$739,000 (Aug 2017)
Tax Bill	$8,497 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Sep 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`895-150-14`

Property Details

APN / Parcel Number

Primary APN	`895-150-14`
Alternative APN	`691-071-25`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,250 sqft Living Area
1st Floor Area	1,250 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	127 MONTE VIS, 15
City	SAN CLEMENTE
State	CA
Zip	92672-4829
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 3958 BLK LOT 50 UN 15 TR 3958 LOT 50 AN UND 225/6026 INT TOGETHER
Legal Subdivision	BAY CLIFF VILLAGE EAST
Legal Tract	3958
Legal Lot Number	50
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	5
Census Block	5033
Census Tract	42201

Owner

Source: Orange County records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	2189 HACKAMORE PL, RIVERSIDE, CA 92506-4616
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Sep 12, 2025	Intrafamily Transfer, Transfer
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage MONARCH FUNDING CORP
Aug 14, 2017	Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2017 · Amount on File
Deed Sale	Aug 14, 2017 · Amount on File
Prior Sale	Dec 17, 2010 · Amount on File
Deed Document Number	2017342565
Prior Transfer Date	May 17, 2005
Prior Transfer Doc	0000387144
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	127 MONTE VIS # 15, 15, SAN CLEMENTE, CA 92672-4829
Transaction Type	Mortgage
Record Updated	Jan 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 MONTE VIS, SAN CLEMENTE, CA 92672-4829

Mortgage

Document Number	0000010721
Date	Jan 15, 2026
Instrument	2026000010721

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 14, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Sep 12, 2025
Property Address	127 MONTE VIS # 15, 15, SAN CLEMENTE, CA 92672-4829
Document Number	0000251698
Map Reference	MB 139 PG 38&39
Instrument Date	Sep 8, 2025
Instrument	2025000251698
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2189 HACKAMORE PL, RIVERSIDE, CA 92506-4616

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	127 MONTE VIS # 15, 15, SAN CLEMENTE, CA 92672-4829
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 MONTE VIS 15, 15, SAN CLEMENTE, CA 92672-4829

Mortgage

Document Number	0000498897
Date	Sep 16, 2020
Instrument	2020000498897

Lender

Name	MONARCH FUNDING CORP
Type	Mortgage Company
Address	ANAHEIM, CA 92807

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 14, 2017
Property Address	127 MONTE VIS # 15, 15, SAN CLEMENTE, CA 92672-4829
Document Number	0000342565
Instrument Date	Jul 21, 2017
Instrument	342565
Transaction Type	Transfer
Record Updated	Aug 22, 2017
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$812.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	127 MONTE VIS #15 SAN CLEMENTE CA 926724829, 15, SAN CLEMENTE, CA 92672-4829

Mortgage

Document Number	342566
Date	Aug 14, 2017
Instrument	342566

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$857,671 (+2%) Land $781,284 Building $76,387
2025	$8,497.00 (+1.7%)	$840,854 (+4.04%) Land $765,964 Building $74,890
2024	$8,355.00 (+2.16%)
2023	$8,178.00 (+1.93%)	$808,203 Land $736,220 Building $71,983
2022	$8,023.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 82 policies
Nearby Flood Policies	82 in force
Nearby Flood Claims	18 (1995–2026)
Claims Outside the SFHA	4 of 18
Most Recent Claim	Sep 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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