12628 Ridgeton Dr, Lakeside, CA 92040 Property Records

San Diego County property record for 12628 Ridgeton Dr, Lakeside, CA 92040 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,841 sqft · built 1978
Lot Size0.242 acres (10,522 sqft)
Owner2 Individual Names on File
Last Sale$349,000 (Apr 2013)
Tax Bill$5,933 (2025)
Deeds & MortgagesJul 2019 Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN397-351-10-00

Property Details

APN / Parcel Number

Primary APN397-351-10-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,841 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area10,522 sqft (0.242 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address12628 RIDGETON DR
CityLAKESIDE
StateCA
Zip92040-5027
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 10 TR 008198
Legal SubdivisionLOS COCHES ESTATES
Legal Tract008198
Legal Block3
Legal Lot Number10
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3001
Census Tract16807

Owner

Source: San Diego County records · APN 397-351-10-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12628 RIDGETON DR, LAKESIDE, CA 92040-5027
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2019Deed of Trust, Mortgage · Conventional Mortgage
SIERRA PACIFIC MORTGAGE CO INC
Nov 04, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
OPEN MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 11, 2013 · Amount on Record
Deed SaleApr 11, 2013 · Amount on Record
Deed Document Number2013227857
Last Transfer DateOct 29, 2020
Transfer Doc0000688982
Record UpdatedSep 20, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12628 RIDGETON DR, LAKESIDE, CA 92040-5027
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000316840
DateJul 31, 2019
Instrument2019-0316840
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
AddressFOLSOM, CA 95630
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

November 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateNov 04, 2020
Property Address12628 RIDGETON DR, LAKESIDE, CA 92040-5027
Document Number0000688982
Map ReferenceMAP 8198
Instrument DateOct 29, 2020
Instrument2020-0688982
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12628 RIDGETON DR, LAKESIDE, CA 92040-5027

Mortgage

Document Number0000688983
DateNov 04, 2020
Instrument2020-0688983
Lender
NameOPEN MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$438,350 (+2%) Land $175,841 Building $262,509
2025$5,933.00 (+6.94%)$429,756 (+4.04%) Land $172,394 Building $257,362
2023$5,548.00 (+1.97%)$413,069 Land $165,700 Building $247,369
2022$5,441.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730168073, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 365 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
AT&TDSL100 / 20

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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