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12639 Ridgeton Dr, Lakeside, CA 92040 Property Records

San Diego County property record for 12639 Ridgeton Dr, Lakeside, CA 92040 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,938 sqft · built 1978
Lot Size0.249 acres (10,856 sqft)
Owner2 Individual Names on File
Last Sale$900,000 (Dec 2021)
Tax Bill$12,102 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN397-351-29-00

Property Details

APN / Parcel Number

Primary APN397-351-29-00
Alternative APN
  • 3973512800

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,938 sqft Living Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area10,856 sqft (0.249 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Old Parcel Number3973512800
Street Address12639 RIDGETON DR
CityLAKESIDE
StateCA
Zip92040-5026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 59 (EX DOC77-421802)ST CLSD ADJ& TR 008198
Legal SubdivisionLOS COCHES ESTATES
Legal Tract008198
Legal Block3
Legal Lot Number59
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3000
Census Tract16807

Owner

Source: San Diego County records · APN 397-351-29-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12639 RIDGETON DR, LAKESIDE, CA 92040-5026
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2021Grant Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 04, 2020Deed of Trust, Mortgage · Conventional Mortgage
AXOS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 29, 2021 · Amount on Record
Deed SaleDec 29, 2021 · Amount on Record
Prior SaleJan 18, 2013
Deed Document Number2021872840
Prior Transfer DateDec 31, 2015
Prior Transfer Doc0000023773
Record UpdatedSep 20, 2026

December 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateDec 29, 2021
Property Address12639 RIDGETON DR, LAKESIDE, CA 92040-5026
Document Number0000872840
Map ReferenceMAP 8198
Instrument DateDec 13, 2021
Instrument2021-0872840
Transaction TypeTransfer
Record UpdatedJan 07, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address12639 RIDGETON DR, LAKESIDE, CA 92040-5026

Mortgage

Document Number0000872841
DateDec 29, 2021
Instrument2021-0872841
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12639 RIDGETON DR, LAKESIDE, CA 92040-5026
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000111473
DateMar 04, 2020
Instrument2020-0111473
Lender
NameAXOS BANK
TypeBank
AddressSAN DIEGO, CA 92122
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$974,185 (+2%) Land $426,588 Building $547,597
2025$12,102.00 (+6.11%) Homeowner's exemption$955,084 (+4.04%) Land $418,224 Building $536,860
2023$11,405.00 (+1.74%) Homeowner's exemption$917,999 Land $401,985 Building $516,014
2022$11,210.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730168073, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 3 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
3 of 3 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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