12615 Ridgeton Dr, Lakeside, CA 92040 Property Records

San Diego County property record for 12615 Ridgeton Dr, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,928 sqft · built 1977
Lot Size	0.322 acres (14,043 sqft)
Owner	2 Company Names on File
Last Sale	$525,000 (Dec 2006)
Tax Bill	$9,219 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`397-351-24-00`

Property Details

APN / Parcel Number

Primary APN	`397-351-24-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,928 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	14,043 sqft (0.322 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12615 RIDGETON DR
City	LAKESIDE
State	CA
Zip	92040-5026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 55 TR 008198
Legal Subdivision	LOS COCHES ESTATES
Legal Tract	008198
Legal Block	3
Legal Lot Number	55
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3000
Census Tract	16807

Owner

Source: San Diego County records · APN 397-351-24-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	12615 RIDGETON DR, LAKESIDE, CA 92040-5026
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 09, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jan 22, 2018	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
May 02, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 06, 2006 · Amount on Record
Deed Sale	Dec 06, 2006 · Amount on Record
Prior Sale	Apr 05, 2002 · Amount on Record
Deed Document Number	2006865759
Prior Transfer Date	Mar 28, 2001
Prior Transfer Doc	0000190248
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12615 RIDGETON DR, LAKESIDE, CA 92040-5026
Transaction Type	Mortgage
Record Updated	Feb 18, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12615 RIDGETON DR, LAKESIDE, CA 92040-5026

Mortgage

Document Number	0000098594
Date	Feb 09, 2021
Instrument	2021-0098594

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12615 RIDGETON DR, LAKESIDE, CA 92040-5026
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025139
Date	Jan 22, 2018
Instrument	2018-0025139

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2048

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12615 RIDGETON DR, LAKESIDE, CA 92040-5026
Document Number	0000235343
Instrument Date	May 02, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12615 RIDGETON DR LAKESIDE CA 920405026, LAKESIDE, CA 92040-5026

Mortgage

Document Number	0000235343
Date	May 08, 2020
Instrument	235343

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 07, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$727,099 (+2%) Land $327,970 Building $399,129
2025	$9,219.00 (+6.38%) Homeowner's exemption	$712,843 (+4.04%) Land $321,540 Building $391,303
2023	$8,666.00 (+1.82%) Homeowner's exemption	$685,164 Land $309,055 Building $376,109
2022	$8,511.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL	100 / 20

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 365 locations within half a mile of this property.

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